资料: The following passage is the introduction about one of the Monsell international financial products.According to the passage,there will be 5 questions.You should read carefully,then select the right answer.
Passage:
As a teenager between the age of 13 and 18,maybe you would like to manage your own money and have your own bank account.The good news is that Bank of Monsell has just launched several great solutions for you.
The first one is the Teen Discounted Bank Plans(TDBPS).TDBPS feature a discount of $9.95 per month on your monthly bank fee—that’s a savings of up to $120 per year.It’s the primary and most common account chosen by nearly 45% of our teen customers.If it is not to your liking,maybe the following alternatives which offer more discount and benefits on your bank accounts are able to meet your demands.
In a Plus Plan,you can have up to 30 transactions per month free of charge on as many as accounts as you need on the condition that your Primary Chequing Account must be your lead account,the one you designate to pay any fees required by your Bank Plan(i.e.monthly plan fees,transaction fees).It includes Primary Chequing and up to 19 more eligible accounts.You can make 30 transactions either in branch,by phone,online,by mobile or at an ATM of Bank of Monsell.From the 31st transaction,a fee of $0.7 per transaction will be charged.A Plus Plan is able to help save you up to $288.60 a year on fees.Besides,it enables you to send money globally to over 200 countries and territories via Interact e–Transfer through its Online Banking. A Plus Plan offers preferred exchange rate only when buying U.S. cash (up to $5,000 U.S. per transaction).
In a Performance Plan,the number of transactions is unlimited on as many as accounts as you need,meaning that you can make as many everyday banking transactions as you want free of chargein branch,on line or at an ATM of Bank of Monsell.It does not include phone banking services.However,a fee of $4.00 a month is charged for this service.It also includes Primary Chequing and up to 16 more eligible accounts.It helps you save up to $456.60 a year on fees.It also enables you to send money globally to over 200 countries and territories via Interac e–Transfer through its Online Banking.What’s more,one non-bank of Monsell ATM withdrawal on the Interac network per month is offered.A Performance Plan offers preferred exchange rate when buying or selling U.S.cash(up to $5,000 U.S.per transaction).
In a Premium Plan you can also make unlimited transactions on as many accounts as you need at a monthly fee of $15.05.It includes Primary Chequing and up to 15 more eligible accounts.The everyday banking transactions of this plan should be controlled fewer than 40,or you have to pay a fee of $0.8 for every transaction beyond 40.It helps save up to $791.95 per year on fees.What’s more,5 non-bank of Monsell ATM debit transactions on the Interac network and 5 international debit transactions using non-bank of Monsell ATMs per month is included.However,it does not have the ability to send money globally to any country or territory via Interac e–Transfer through its Online Banking.A Premium Plan offers preferred exchange rate only when selling U.S.cash(up to $5,000 U.S.per transaction).
You can apply for any of these accounts by phone,online or in person.Please feel free to call us at 1-870-226-5266 or write emails to Bank of Monsell Mike@yahoo.com or get on our website for any further details of these services and products.
Which of the following is TRUE about the Performance Plan?
- A.Not including Primary Chequing,you can own 17 accounts
- B.You can make unlimited everyday banking transactions in branch,online,at an ATM of Bank of Monsell,or phone banking services
- C.It offers preferred exchange rate when buying U.S.cash(up to $5,000 U.S.per transaction)
- D.It is able to help save you up to $288.60 a year on fees
正确答案及解析
正确答案
解析
本题考查的是细节理解。
【关键词】TRUE;Performance Plan
【主题句】第4自然段
1.It also includes Primary Chequing and up to 16 more eligible accounts.它还包括初始支票账户和另外多达16个符合条件的账户。
2.In a Performance Plan,the number of transactions is unlimited on as many as accounts as you need,meaning that you can make as many everyday banking transactions as you want free of chargein branch,on line or at an ATM of Bank of Monsell.It does not include phone banking services.在高效方案中,免手续费交易的数量和账户不受限制,意思是在每天通过分行柜台,网上银行,或者Bank of Monsell的ATM机的交易数量不受限制。但不包括手机银行服务。
3.A Performance Plan offers preferred exchange rate when buying or selling U.S.cash(up to $5,000 U.S.per transaction).高效方案提供以优先汇率购入或售出美元(每笔交易上限是5000美元)。
4.It helps you save up to $456.60 a year on fees.每年帮助节约费用456.6美元。
【解析】本题的问题是“根据高效方案,下列哪项正确?”A选项“不包括初始支票账户,你可以拥有17个账户。”,根据主题句1,包括初始支票账户,一共17个,错误。B选项“你每天可以通过分行柜台,网上银行,Bank of Monsell的ATM机和手机银行服务进行无限量交易。”,根据主题句2,手机银行服务不包括在内,错误。C选项“它提供以优先汇率购入美元(每笔交易上限是5000美元)。”根据主题句3,正确。D选项“它每年能帮助节约费用288.6美元。”。根据主题句4,节约456.6美元,错误。
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