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Being financially secure in retirement just doesn’t happen magically It takes lots of planning time and savings

Some scary facts about retirement

?More than 50% of persons do not have enough finances for retirement

?25%do not participate in their company’s retirement plan

?The average person spends 20 years in retirement

Here are some tips to help you plan correctly

1. Talk to a financial professional. Every few years it’s a good idea to schedule a meeting with a financial planner to get a “check-up”. It’s just like a doctor’s visit and you should really talk about your present situation and future goals

2. Save and keep on saving. Make it a habit to save as much as you can

3. Learn your retirement needs. Retirement can be expensive. Learn from today how much you need to save for your retirement. Talk to a financial planner or find an online retirement calculator

4. Take part in your employer’s retirement plans. If your company offers one it is usually the best tool you can use. Talk to a financial professional for all your options

5. Learn about pension. If you have an employer or government pension plan learn all the details

6. Keep your retirement savings off-limits. Don’t make a withdrawal until you retire. You might incur penalties and it will be a setback for realizing your goals

Who can be a financial professional?

A.The professional who will do physical “check-up” for you
B.The professional who will visit you like a doctor
C.The professional who will schedule a meeting with you
D.The professional who will help you make your financial plans

正确答案及解析

正确答案

解析

细节题。我们可以将关键词进行定位，定位到标号为1的段落，所谓的金融专家，主要就是像是一个医生，主要对你目前的经济状况和未来的计划进行指导。因此D项符合文段。A项侧重身体健康检查，排除。B项指的就像医生定期来访，排除。C项指的是定期举行会议，这个是形式，但不是最终对金融专家的解释，排除。因此答案选D。