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Being financially secure in retirement just doesn’t happen magically It takes lots of planning time and savings

Some scary facts about retirement

?More than 50% of persons do not have enough finances for retirement

?25%do not participate in their company’s retirement plan

?The average person spends 20 years in retirement

Here are some tips to help you plan correctly

1. Talk to a financial professional. Every few years it’s a good idea to schedule a meeting with a financial planner to get a “check-up”. It’s just like a doctor’s visit and you should really talk about your present situation and future goals

2. Save and keep on saving. Make it a habit to save as much as you can

3. Learn your retirement needs. Retirement can be expensive. Learn from today how much you need to save for your retirement. Talk to a financial planner or find an online retirement calculator

4. Take part in your employer’s retirement plans. If your company offers one it is usually the best tool you can use. Talk to a financial professional for all your options

5. Learn about pension. If you have an employer or government pension plan learn all the details

6. Keep your retirement savings off-limits. Don’t make a withdrawal until you retire. You might incur penalties and it will be a setback for realizing your goals

Which of the following is NOT true about retirement?

A.More than half of people don’t have enough finances for retirement
B.A quarter of people don’t take part in their company’s retirement plan
C.No one can be financially secure in retirement
D.The average person will spend 20 years in retirement

正确答案及解析

正确答案

解析

是非题。从题目要求看这个题是一个细节题。A项我们可以在文段中定位出来“More than 50% of persons do not have enough finances for retirement”，排除A项。B项文段定位到“25%do not participate in their company’s retirement plan”a quarter就相当于25%，排除B项。D项定位“The average person spends 20 years in retirement”和D项几乎是同义替换，排除D项。C项文段只是说要耗费时间和金钱，但并没有说没有人在退休是有保障。故C项不符文意。因此答案选C。