根据赫兹伯格的双因素理论，激励因素的缺失会导致员工( )。

4，11， 30， 67，( )。

马克思主义唯物辩证法认为，事物发展的根本规律是：

下列关于双核技术的叙述中，正确的是（ ）。

下列四个不同数字表示的数中，数值最大的是()。

由于各种商品价格变化的繁复和统计上的困难，一般用（ ）来表示价格总水平的变化。

43位同学，他们身上带的钱从8分到5角，钱数都各不相同，每个同学都花光全部钱各自买了画片，画片只有两种，3分一张和5分一张，每人都尽量多买5分一张的画片。所买的3分画片的总数是多少张？( )

根据《中华人民共和国消费者权益保护法》的规定，服务者向消费者提供质低价高的服务，是对消费者

医学科学证明，如果人的大脑皮层受损，就会丧失思维能力，没有意识，这说明（）。

宋代诗人陆游说：“纸上得来终觉浅，绝知此事要躬行。”强调的是（）。

收回应收账款35000元，款项已送存银行，这一经济业务对会计要素的影响是（ ）。

从所给的四个选项中，选择最合适的一个填入问号处，使之呈现一定的规律性( )。

私人物品与公共物品的主要区别在于( )。

5月30日召开的国务院常务会议指出加大“定向降准”措施力度，6月9日．央行宣布对符合审慎经营要求且“三农”和微小企业贷款达到一定比例的商业银行降准0．5个百分点，这是央行在两个月内第二次定向降准。客观来看，两次“定向降准”直接释放出的资金并不算多，对整体流动性影响不大，但这个信号的“示范引导”作用更加突出，因为这意味着．中国政府鼓励和引导其他金融机构更多地将信贷资源配置到中微小企业和其他有利于“调结构”的领域。

本段中“因为这意味着”中的“这”指的是（ ）。

一个行业的发展可以重创一个国家的经济_____社会危机，这不是奇迹，而是房地产经常干的事情。比如曾经在美国。在日本，在阿根廷，在西班牙_____或许还有不久之后的中国。

画横线部分最恰当的一项是（ ）。

这一年，欧债危机没有丝毫好转的迹象，危机的恶化仍在欧盟内传导。深陷金融危机、囊中羞涩的欧洲，比任何时候都需要中国。曾经老牌的欧洲各国，争先恐后向中国发出邀请。欧洲各国领导人也不辞辛苦、频频飞到中国，游说中国企业去投资，鼓励中国政府去购买该国债券。而面对欧洲市场的风险，中国政府变得更加理性，从政府购买债券，转为鼓励中国企业去投资。一时间，名目繁多的中欧商业峰会此起彼伏．为两国企业的合作牵线搭桥。

文段意在说明的是（ ）。

在与人类免疫系统的争斗过程中，结核菌进化出了完善的防御机制。它们平时躲在肺细胞中，很少出来活动，因此得以逃过免疫系统的监视。一旦宿主免疫力下降，结核菌就会迅速繁殖，并聚集在痰液中随着咳嗽而散播出去。不过细菌对生存环境的要求普遍比病毒高，因此结核菌在空气中的生存能力远不如感冒病毒，甚至在地铁这样的封闭空间里其传播效率都很低，只有和病人长时间亲密接触的人，比如家人或者保姆之类，才最有可能被传染。

这段文字主要介绍了（ ）。

“对待弱者的态度，是衡量社会文明程度的标尺”，同样，公共救助部门对待流浪者的态度，也是衡量制度文明与行政伦理的标尺。十年前，公民孙志刚在收容站内遭暴打离世：十年后，扮演流浪汉的记者又在救助站中遭遇围殴。收容变成救助，强制改为自愿，名称早已改动．历史却在重演。这究竟是巧合还是必然?是个案，还是救助机构早已不以为然的习惯?太多疑问击打在“救助”这曾给人希望的制度上。

这段文字意在说明的是（ ）。

“读书足以怡情，足以博彩，足以长才。”英国哲学家培根论述读书之益的这句话广为人知。但尽管人们公认读书令人受益无穷，在中国爱读书的人依然不多。近几年的国民阅读率调查显示，中国人年均读书不超过4本，有一半以上的成年人一年一本书也没读过。可见．对大多数人而言，读书的动力严重不足。不过，英国人最近的一项调查也许能给国人增添一个读书的理由。

根据这段文字，作者接下来最有可能（ ）。

权利不是由法律创造的，但是权利的实践却是以法律为转移的。法律保障能给权利持有者提供行使权利的途径和渠道，使权利的可能性成为现实。但是，权利的最终实现并不在于法律，而在于权利持有者是否有权利意识去行使权利。如果权利持有者不知道如何行使自己的权利，即所谓的权利意识淡薄，再严密的法律保障也无济于事。

文段意在说明的是（ ）

①因而在历史上存在着分裂的状况

②这对于科技创新以及社会发展具有重要的意义

③人们通常把科学技术与人文看作不同的领域

④科学技术的发展不是自主运行的．而是在一定的社会文化环境中进行的

⑤认为科学技术文化与人文文化代表了两种文化

⑥科学技术与人文的整合，既有必要性，又有可能性

将以上6个句子重新排列，语序正确的是（ ）。

下列各句中，没有语病的一项是（ ）。

对于当今人类来说，重要的是要将自然看成我们的家。家，不只是物质性的概念，还是精神性的概念。环境美的根本性质是家园感，家园感主要表现为环境对人的亲和性、生活性和人对环境的依恋感、归属感。家的首要功能是居住，居住可以分为三个层级：宜居、利居、乐居。当前各地都在创建人类的宜居环境，提出建设花园城市，保护历史文化名城等诸多主张．但“宜居”在城市功能的各层次中，只是基础，重在环境保护。而“利居”仍然没有摆脱将环境当作资源的观念。环境一旦成为利用的对象，它与人的关系就存在某种对立。只有“乐居”，人与环境的关系才不是对立的，而是和谐的，而且这种和谐具有亲缘性、情感性、文化性。亲缘性，说明环境与人共生的关系。情感性，说明环境与人的内在心理的关系。文化性，说明乐居具有丰富而又深刻的文化意味，浓缩提炼了人类文明的精华，真正体现了家园感。

根据这段文字，以下说法不正确的是（ ）。

一1，2，11，38，（ ）

一2，14，6，10，8，（ ）

8 12 16

3 7 12

7 13 ?

3 8 17

5 3 28

9 7 ?

甲、乙、丙三人沿着环形操场跑步，乙与甲、丙的方向相反。甲每隔19分钟追上丙一次，乙每隔5分钟与丙相遇一次。如果甲与乙的速度比为5：4，那么甲的速度是丙的速度的多少倍?

某水果批发商场有一种高档水果，如果每千克盈利10元，每天可售出500千克。经市场调查发现，在进货价不变的情况下，若每千克涨价l元，日销售量将减少20千克。现该商场要保证每天盈利6000元，同时又要使顾客得到实惠，那么每千克应涨价多少元々

有甲、乙、丙三组工人，甲组4人的工作，乙组需5人完成；乙组3人的工作．丙组需8人完成。一项工作，需甲组13人、乙组l5人合作3天完成，如果让丙组10人去做，需要多少天完成?

用1、2、3、4这4个数字任意写出一个一万位数，从这个一万位数中任意截取相邻的个数字，可以组成许多四位数，这些四位数中，至少有多少个相同?

从所给的四个选项中．选择最合适的一个填入问号处．使之呈现一定的规律性（ ）。

某教育咨询机构一则广告：本银行业招聘笔试特训班有着其他同类培训班所没有的特点．除了传授高超的考试技巧外，还负责向毕业班学员提供切实有效的就业咨询。2012年进行咨询的培训班学员．100％都找到了工作。为了在银行业找到一份理想的工作，请联系我们，让你在银行系统招聘考试中脱颖而出!名额有限，欲报从速!

为了确定该广告的可信度，以下哪些相关问题是必须询问清楚的?（ ）

(1)去年有多少学员?

(2)去年有多少学员进行了就业咨询?

(3)上述就业咨询在学员找到工作的过程中，究竟起到了多少作用?

(4)进行就业咨询的学员找到的工作，是否都属于银行业?

在《反儒的生命》一书中，诺齐克写道，“我不会像苏格拉底一样，说未经反省的生命是不值得过的——那是过分严苛了。但是，如果我们的人生是由深思熟虑的反省所引导，那么，它就是我们为自己活的生命，而不是别人的。从这个意义上说，未经反省的生命是不完整的生命。”

由以上不能推出（ ）。

电视节目生产可分为赤字财政模式与成本附加制度。赤字财政模式的制作方要分担节目制作中的一部分甚至是全部资金风险；节目的播放者主要起渠道作用，投入资金不多甚至不投；这种模式的回报是制作者可以获得自己制作的节目的二级、三级销售权乃至更多的衍生产品。成本附加制度则要求播放者支付更多的制作成本．制作方没有资金风险，大部分二级权利归属播放者。

根据上述定义，下列属于赤字财政模式的是（ ）。

学习有两种形式：同化是指个体在与外界互动中，以已有的知识体系和技能经验为基础，形成对当前信息的认识；顺应是指个体在与外界互动中，对自己原有体系和经验进行调整，以适应当前信息，从而不断完善。

根据上述定义，以下最能体现同化这种学习形式的是（ ）。

现代边缘派诗歌代表作《奇怪的接近》中写道：“咖啡的颜色接近于黑啤，黑啤的颜色接近于咖啡……我必须要放弃其中之一。我留下了黑啤，尽管它似乎不如咖啡高贵……”如果我们把诗歌中的语句看做表达了一种判断形式的话，以下选项中判断形式与之不同的是（ ）。

通常认为人的审美判断是主观的，短时间内的确如此，人们对当代艺术作品的评价就经常出现较大分歧。但是，随着时间的流逝，审美中的主观因素逐渐消失。当一件艺术作品历经几个世纪还能持续给人带来愉悦和美感，如同达·芬奇的绘画和巴赫的音乐那样，我们就可以相当客观地称它为伟大的作品。 ( )

以上陈述最好地支持了以下哪项陈述?

近日一项研究显示．男性与女性在视觉能力上有较大区别：女性在对颜色的识别上要强于男性，而男性的视觉优势则体现在对远处物体的细节敏感度以及对快速移动物体的追踪能力上。研究人员称，这种区别的出现是因为男性与女性长期社会分工角色的不同。

以下哪项如果为真．最能支持上述结论? ( )

广告：“脂立消”是一种新型减肥药，它可以有效地帮助胖人减肥。在临床实验中，100个服用“脂立消”的人中只有6人报告有副作用。因此，94％的人在服用了“脂立消”后有积极效果，这种药是市场上最有效的减肥药。 ( )

以下哪项陈述最恰当地指出了该广告存在的问题?

在工作中防止“过”或“不及”的关键在于（ ）。

人民法院因审理案件，需要向银行查询企业的存款资料时．查询人不得（ ）。

下列不属于《中国人民银行法》第2条规定的中国人民银行的职能的是（ ）。

我国《企业破产法》规定，债权申报期限为自人民法院发布受理破产申请公告之日起（ ）。

2015年政府工作报告中指出，2014年一年，我国经济运行处于合理区间，增速较稳，国内生产总值达到63．6万亿元，比上年增长（ ）。

2014年12月，国务院公布了《不动产登记暂行条例》，自2015年3月1日起施行。根据该《条例》的规定，下列说法错误的是（ ）。

银行业从业人员对客户提出的问题应当本着（ ）的原则答复．不得为达成交易而隐瞒风险或进行虚假或误导性陈述。

下列说法错误的一项是（ ）。

劳动力从无限供给到短缺的转变，称为“刘易斯拐点”。一旦数目庞大的廉价劳动力出现市场短缺，对于中国经济的挑战将是巨大的。我国应对“刘易斯拐点”的根本途径是（ ）。

公共物品具有消费上的非排他性特征，是理性的个人在消费时倾向于其他人付费而自己坐享其成。这种现象称为（ ）。

如果全社会的消费物价指数上升了5％，某消费者的收入也增加了5％，则可以推

断（ ）。

本国货币贬值，可以使（ ）。

随着工资水平的提高，劳动的供给量是（ ）。

风险识别包括（ ）两个环节。

下列不属于商业银行常用的风险规避策略的是（ ）。

商业贷款理论最早是由______在______书中提出的。（ ）

商业银行风险转移是一种（ ）。

货币政策四大目标之间存在矛盾，任何一个国家要想同时实现是很困难的，但其中（ ）

的目标是一致的。

专门向经济不发达会员国的私营企业提供贷款和投资的国际金融组织是（ ）。

《中华人民共和国会计法》规定，会计年度自（ ）。

记账凭证的内容之一是所附原始凭证的张数和其他附件资料，其“所附原始凭证的张

数”必须使用（ ）

甲公司某会计期间的期初资产总额为200000元，当期期末，负债总额比期初减少20000元。所有者权益总额比期初增加60000元，则该企业期末资产总额为（ ）元。

关于企业利润构成，下列表述不正确的是（ ）。

小王出差回来报销差旅费2700元，原借3000元，交回多余现金300元。应编制（ ）。

下列属效力待定合同的是（ ）。

某人利用本单位的物质技术条件，完成了一项发明，并在之前与本单位就该发明签订了一份协议，约定了专利申请权和专利权归所在单位。依据《中华人民共和国专利法》的规定，以下关于该发明专利申请权和专利权归属的说法，正确的是（ ）。

工作设计的方法不包括（ ）。

关于公平理论的说法，错误的有（ ）。

传统的特质理论认为．领导者（ ）。

某烟草企业面对我国政府“将在2011年1月起全面禁止烟草广告和相关的赞助活动”的政策，采取了缩减烟草业务、增加食品和饮料等业务战略。该企业面对环境威胁所采取的行为属于（ ）。

关于市场营销计划的说法中，正确的是（ ）。

（ ）是市场营销计划的开端，是整个市场营销计划的精神所在。

市场营销损益预测的内容不包括（ ）。

在Excel中，要清除选定单元格中的内容，最快捷的操作是（ ）。

在PowerPoint中，如需要在当前的幻灯片中加入自己的相片，要用到（ ）菜单。

在word的编辑状态．设置了一个由多个行和列组成的空表格，将插入点定在某个单元格内，用鼠标单击“表格”命令菜单的“选定行”命令，再用鼠标单击“表格”命令菜单中的“选定列”命令，则表格中被选择的部分是（ ）。

以下选项中属于中国建设银行的银行卡的是（ ）。

中国建行的（ ）在原有转账、消费、存取现、缴费、代收代付等传统银行卡功能的基础上．增加了一卡多账户、投资理财及其他理财签约服务等更多增值功能。

2015年3月．中国建行推出了一款“定活宝”的产品。享受定期存款利率，资金却能灵活使用．且各档期利率均上浮（ ）。

建行推出“商会贷”服务，为微小企业提供了融资新模式。主要是为商会、行业协会会员单位的控股股东、实际控制人、主要负责人、主要出资人等发放的，用于其经营实体生产经营用途的个人助业贷款，贷款人可以采取抵押、质押、信用、保证方式(含个人担保、法人担保)及组合担保方式，贷款额度最高达到（ ）万元。

2013年12月26日，中国社科院和社会科学文献出版社共同发布的《社会蓝皮书》显示，2012年．我国城镇居民人均可支配收入达24565元．是1978年的ll．5倍，年均增长7．4％，农村人均纯收入达到7917元，是1978年的ll．8倍，年均增长7．5％，二者均为剔除价格因素影响后的数据。2013年上半年，我国城镇居民人均可支配收入达到l3649．1元；农村居民人均纯收入达到4817．5元。

从各地城镇居民人均可支配收入，农村居民人均纯收入看，2012年，城镇居民和农村居民收入最高的均为上海，分别达到40188元和l7804元，北京排名第二，城镇居民人均可支配收入为36469元．农村人均纯收入16476元。

从收入高低对比来看，2012年，我国城乡居民高收人家庭(最高20％收人家庭)人均年收人为43797．5元：低收入家庭人均年收入只有1587．7元。

根据城乡居民对2014年物价水平变化的调查数据显示，认为物价水平会有大幅度上涨的人数比重为35．5％：认为物价会平稳上涨的人数比重为483％；其他观点的人数比重为l6．2％。

2012年，上海市城镇居民人均可支配收入与全国平均水平相差（ ）。

2013年12月26日，中国社科院和社会科学文献出版社共同发布的《社会蓝皮书》显示，2012年．我国城镇居民人均可支配收入达24565元．是1978年的ll．5倍，年均增长7．4％，农村人均纯收入达到7917元，是1978年的ll．8倍，年均增长7．5％，二者均为剔除价格因素影响后的数据。2013年上半年，我国城镇居民人均可支配收入达到l3649．1元；农村居民人均纯收入达到4817．5元。

从各地城镇居民人均可支配收入，农村居民人均纯收入看，2012年，城镇居民和农村居民收入最高的均为上海，分别达到40188元和l7804元，北京排名第二，城镇居民人均可支配收入为36469元．农村人均纯收入16476元。

从收入高低对比来看，2012年，我国城乡居民高收人家庭(最高20％收人家庭)人均年收人为43797．5元：低收入家庭人均年收入只有1587．7元。

根据城乡居民对2014年物价水平变化的调查数据显示，认为物价水平会有大幅度上涨的人数比重为35．5％：认为物价会平稳上涨的人数比重为483％；其他观点的人数比重为l6．2％。

资料数据表明，2012年北京城乡居民收入比为（ ）。

2013年12月26日，中国社科院和社会科学文献出版社共同发布的《社会蓝皮书》显示，2012年．我国城镇居民人均可支配收入达24565元．是1978年的ll．5倍，年均增长7．4％，农村人均纯收入达到7917元，是1978年的ll．8倍，年均增长7．5％，二者均为剔除价格因素影响后的数据。2013年上半年，我国城镇居民人均可支配收入达到l3649．1元；农村居民人均纯收入达到4817．5元。

从各地城镇居民人均可支配收入，农村居民人均纯收入看，2012年，城镇居民和农村居民收入最高的均为上海，分别达到40188元和l7804元，北京排名第二，城镇居民人均可支配收入为36469元．农村人均纯收入16476元。

从收入高低对比来看，2012年，我国城乡居民高收人家庭(最高20％收人家庭)人均年收人为43797．5元：低收入家庭人均年收入只有1587．7元。

根据城乡居民对2014年物价水平变化的调查数据显示，认为物价水平会有大幅度上涨的人数比重为35．5％：认为物价会平稳上涨的人数比重为483％；其他观点的人数比重为l6．2％。

2012年我国城乡居民高收人家庭人均年收入是低收人家庭的（ ）。

2013年12月26日，中国社科院和社会科学文献出版社共同发布的《社会蓝皮书》显示，2012年．我国城镇居民人均可支配收入达24565元．是1978年的ll．5倍，年均增长7．4％，农村人均纯收入达到7917元，是1978年的ll．8倍，年均增长7．5％，二者均为剔除价格因素影响后的数据。2013年上半年，我国城镇居民人均可支配收入达到l3649．1元；农村居民人均纯收入达到4817．5元。

从各地城镇居民人均可支配收入，农村居民人均纯收入看，2012年，城镇居民和农村居民收入最高的均为上海，分别达到40188元和l7804元，北京排名第二，城镇居民人均可支配收入为36469元．农村人均纯收入16476元。

从收入高低对比来看，2012年，我国城乡居民高收人家庭(最高20％收人家庭)人均年收人为43797．5元：低收入家庭人均年收入只有1587．7元。

根据城乡居民对2014年物价水平变化的调查数据显示，认为物价水平会有大幅度上涨的人数比重为35．5％：认为物价会平稳上涨的人数比重为483％；其他观点的人数比重为l6．2％。

对2014年物价水平变化的调查数据显示，接近一半的居民认为（ ）。

2013年12月26日，中国社科院和社会科学文献出版社共同发布的《社会蓝皮书》显示，2012年．我国城镇居民人均可支配收入达24565元．是1978年的ll．5倍，年均增长7．4％，农村人均纯收入达到7917元，是1978年的ll．8倍，年均增长7．5％，二者均为剔除价格因素影响后的数据。2013年上半年，我国城镇居民人均可支配收入达到l3649．1元；农村居民人均纯收入达到4817．5元。

从各地城镇居民人均可支配收入，农村居民人均纯收入看，2012年，城镇居民和农村居民收入最高的均为上海，分别达到40188元和l7804元，北京排名第二，城镇居民人均可支配收入为36469元．农村人均纯收入16476元。

从收入高低对比来看，2012年，我国城乡居民高收人家庭(最高20％收人家庭)人均年收人为43797．5元：低收入家庭人均年收入只有1587．7元。

根据城乡居民对2014年物价水平变化的调查数据显示，认为物价水平会有大幅度上涨的人数比重为35．5％：认为物价会平稳上涨的人数比重为483％；其他观点的人数比重为l6．2％。

下列说法正确的是（ ）。

2012年电子信息产业主要指标完成情况

2011年规模以上电子信息制造业实现利税总额（ ）。

2012年电子信息产业主要指标完成情况

2011年规模以上电子信息制造业人均创造主营业务收入（ ）。

2012年电子信息产业主要指标完成情况

2012年微型计算机产量比上年增加（ ）。

2012年电子信息产业主要指标完成情况

2012年电子信息产品进出口总额比上年同期增长（ ）。

2012年电子信息产业主要指标完成情况

根据所给资料。下列说法正确的是（ ）。

根据下列资料．回答41-45题。

2005-2011年城镇职工基本医疗保险参保人数和享受待遇人数

2005年-2011年城镇职工基本医疗保险平均实际报销比例变化情况

200卜2011年，城镇职工基本医疗保险平均实际报销比例同比增长最快的是（ ）。

根据下列资料．回答41-45题。

2005-2011年城镇职工基本医疗保险参保人数和享受待遇人数

2005年-2011年城镇职工基本医疗保险平均实际报销比例变化情况

2005--2011年．平均每年新增城镇职工基本医疗保险参保者约为多少亿人?

根据下列资料．回答41-45题。

2005-2011年城镇职工基本医疗保险参保人数和享受待遇人数

2005年-2011年城镇职工基本医疗保险平均实际报销比例变化情况

某职工2008年就医4次，平均每次产生费用2400元，每次均享受与当年全国城镇职工基本医疗保险平均实际报销比例相当的基本医疗保险待遇，则他当年自己实际支付的医疗费用约为多少钱?

根据下列资料．回答41-45题。

2005-2011年城镇职工基本医疗保险参保人数和享受待遇人数

2005年-2011年城镇职工基本医疗保险平均实际报销比例变化情况

2010年平均每个参保人员享受的基本医疗保险次数约比2006年(．)。

根据下列资料．回答41-45题。

2005-2011年城镇职工基本医疗保险参保人数和享受待遇人数

2005年-2011年城镇职工基本医疗保险平均实际报销比例变化情况

以下关于城镇职工基本医疗保险状况的描述正确的是（ ）。

银行业从业人员除应当遵守职业操守外，还应当接受（ ）的监督。

《中华人民共和国商业银行法》规定的商业银行的业务包括（ ）。

关于评价中心方法的说法，正确的有（ ）。

法国总统奥朗德2015年1月23日在瑞士达沃斯举行的世界经济论坛年会上呼吁全球行动起来，共同反对恐怖主义。应从（ ）三方面进行管控。

在瑞士达沃斯世界经济论坛2015年年会全会上，李克强说，2014年面对经济下行压力中国没有采取强刺激，而是力推强改革，经济运行保持在合理区间。2015年要顶住经济下行压力，（ ）。

我国金融监管原则包括（ ）。

商业银行机构按照业务经营范围划分，可以分为（ ）。

货币政策的时滞效应包括（ ）。

反垄断法规定的垄断行为包括（ ）。

当社会总供给大于社会总需求时，为实施宏观调控选择的财政政策工具包括（ ）。

以下属于消费者权利的有（ ）。

以下属于不正当竞争行为的表现形式的有（ ）。

会计科目按其所归属的会计要素不同，分为资产类、负债类、共同类、（ ）六大类。

我国《企业会计准则》规定，会计期间分为（ ）。

下列各项中，不属于所有者权益的有（ ）。

中央银行的中间业务包括（ ）。

下列有关会计的说法中，正确的包括（ ）。

我国《反不正当竞争法》规定的违反该法的法律责任包括（ ）。

根据我国《合同法》的规定，合同债务的法定抵销，双方债务应该（ ）。

根据我国《劳动法》的规定，下列适用该法的有（ ）。

关于管理方格理论的说法，正确的有（ ）。

下列关于目标管理的表述正确的有（ ）。

针对竞争者的网络调研，企业可以通过（ ）等方式进行。

关于企业营销环境的描述，正确的有（ ）。

常见汉字编码有（ ）。

多媒体计算机系统必备的基本特性有（ ）。

作为在中国市场处于领先地位的商业银行之一，建设银行为其客户提供全面的商业银行产品与服务，其广泛的客户群体中包括多家大型企业集团及中国经济战略性行业的主导企业。建行主要三个业务领域分别为（ ）。

建设银行电子银行得到了社会各方的广泛好评，多次荣获（ ）等荣誉称号。事实证

明，科技创新是电子银行的生命力所在，也是建设银行电子银行发展的灵魂和制胜法宝。

中国建设银行大力推广“跨行付”应用，通过该应用，商户仅需与建设银行一家合作．即可完成所有银行卡的线上支付受理。这款应用作为建行电子支付的创新和补充．打通了（ ）问的壁垒，打造“跨银行、跨客户、跨渠道”的一站式支付服务，抢滩电子支付市场。

中国建设银行2015年获得奖项荣誉包括（ ）。

Anne Whitney, a sophomore at Colorado State University, first had a problem taking tests when she began college． "I was always well prepared for my tests． Sometimes I studied for weeks before a test． Yet I would go in to take the test, ouly to find I could not answer the questions correctly． I would blank out because of nervousness and fear． I couldn't think of the answer． My low grades on the tests did not show what I knew to the teacher．" Another student in biology had similar experiences． He said: "My first chemistry test was very difficult． Than, on the second test, I sat down to take it, and I was so nervous that I was shaking． My hands were moving up and down so quickly that it was hard to hold my pencil． I knew the material and I knew the answers． Yet I couldn't even write them down! "

These two young students were experiencing something called test anxiety． Because a student worries and is uneasy about a test, his or her mind does not work as well as it usually does． The student cannot write or think clearly because of the extreme tension and nervousness． Although poor grades are often a result of poor study habits, somethnes test anxiety causes the low grades．

Recently, test anxiety has been recognized as a real problem, not just an excuse or a false explanation of lazy students．

Special university advising courses try to help students． In these courses, advisors try to help students by teaching them how to manage test anxiety． At some universities, students take tests to measure their anxiety． If the tests show their anxiety is high, the students can take short courses to help them deal with their tensions． These courses teach students how to relax their bodies, Students are trained to become calm in very tense situations． By controlling their nervousness, they can let their minds work at ease． Learned informatian then comes out without difficulty on a test．

An expert at the University of California explains: "With almost all stttderltS, relaxation and less stress are felt after taking our program． Most of them experience better control during their tests． Almost all have some improvement． With some, the improvement is very great．"

To "blank out" is probably _____

Anne Whitney, a sophomore at Colorado State University, first had a problem taking tests when she began college． "I was always well prepared for my tests． Sometimes I studied for weeks before a test． Yet I would go in to take the test, ouly to find I could not answer the questions correctly． I would blank out because of nervousness and fear． I couldn't think of the answer． My low grades on the tests did not show what I knew to the teacher．" Another student in biology had similar experiences． He said: "My first chemistry test was very difficult． Than, on the second test, I sat down to take it, and I was so nervous that I was shaking． My hands were moving up and down so quickly that it was hard to hold my pencil． I knew the material and I knew the answers． Yet I couldn't even write them down! "

These two young students were experiencing something called test anxiety． Because a student worries and is uneasy about a test, his or her mind does not work as well as it usually does． The student cannot write or think clearly because of the extreme tension and nervousness． Although poor grades are often a result of poor study habits, somethnes test anxiety causes the low grades．

Recently, test anxiety has been recognized as a real problem, not just an excuse or a false explanation of lazy students．

Special university advising courses try to help students． In these courses, advisors try to help students by teaching them how to manage test anxiety． At some universities, students take tests to measure their anxiety． If the tests show their anxiety is high, the students can take short courses to help them deal with their tensions． These courses teach students how to relax their bodies, Students are trained to become calm in very tense situations． By controlling their nervousness, they can let their minds work at ease． Learned informatian then comes out without difficulty on a test．

An expert at the University of California explains: "With almost all stttderltS, relaxation and less stress are felt after taking our program． Most of them experience better control during their tests． Almost all have some improvement． With some, the improvement is very great．"

Poor grades are usually the result of _____

Anne Whitney, a sophomore at Colorado State University, first had a problem taking tests when she began college． "I was always well prepared for my tests． Sometimes I studied for weeks before a test． Yet I would go in to take the test, ouly to find I could not answer the questions correctly． I would blank out because of nervousness and fear． I couldn't think of the answer． My low grades on the tests did not show what I knew to the teacher．" Another student in biology had similar experiences． He said: "My first chemistry test was very difficult． Than, on the second test, I sat down to take it, and I was so nervous that I was shaking． My hands were moving up and down so quickly that it was hard to hold my pencil． I knew the material and I knew the answers． Yet I couldn't even write them down! "

These two young students were experiencing something called test anxiety． Because a student worries and is uneasy about a test, his or her mind does not work as well as it usually does． The student cannot write or think clearly because of the extreme tension and nervousness． Although poor grades are often a result of poor study habits, somethnes test anxiety causes the low grades．

Recently, test anxiety has been recognized as a real problem, not just an excuse or a false explanation of lazy students．

Special university advising courses try to help students． In these courses, advisors try to help students by teaching them how to manage test anxiety． At some universities, students take tests to measure their anxiety． If the tests show their anxiety is high, the students can take short courses to help them deal with their tensions． These courses teach students how to relax their bodies, Students are trained to become calm in very tense situations． By controlling their nervousness, they can let their minds work at ease． Learned informatian then comes out without difficulty on a test．

An expert at the University of California explains: "With almost all stttderltS, relaxation and less stress are felt after taking our program． Most of them experience better control during their tests． Almost all have some improvement． With some, the improvement is very great．"

Test anxiety has been recognized as _____

Anne Whitney, a sophomore at Colorado State University, first had a problem taking tests when she began college． "I was always well prepared for my tests． Sometimes I studied for weeks before a test． Yet I would go in to take the test, ouly to find I could not answer the questions correctly． I would blank out because of nervousness and fear． I couldn't think of the answer． My low grades on the tests did not show what I knew to the teacher．" Another student in biology had similar experiences． He said: "My first chemistry test was very difficult． Than, on the second test, I sat down to take it, and I was so nervous that I was shaking． My hands were moving up and down so quickly that it was hard to hold my pencil． I knew the material and I knew the answers． Yet I couldn't even write them down! "

These two young students were experiencing something called test anxiety． Because a student worries and is uneasy about a test, his or her mind does not work as well as it usually does． The student cannot write or think clearly because of the extreme tension and nervousness． Although poor grades are often a result of poor study habits, somethnes test anxiety causes the low grades．

Recently, test anxiety has been recognized as a real problem, not just an excuse or a false explanation of lazy students．

Special university advising courses try to help students． In these courses, advisors try to help students by teaching them how to manage test anxiety． At some universities, students take tests to measure their anxiety． If the tests show their anxiety is high, the students can take short courses to help them deal with their tensions． These courses teach students how to relax their bodies, Students are trained to become calm in very tense situations． By controlling their nervousness, they can let their minds work at ease． Learned informatian then comes out without difficulty on a test．

An expert at the University of California explains: "With almost all stttderltS, relaxation and less stress are felt after taking our program． Most of them experience better control during their tests． Almost all have some improvement． With some, the improvement is very great．"

To deal with this problem, students say they want to _____

Anne Whitney, a sophomore at Colorado State University, first had a problem taking tests when she began college． "I was always well prepared for my tests． Sometimes I studied for weeks before a test． Yet I would go in to take the test, ouly to find I could not answer the questions correctly． I would blank out because of nervousness and fear． I couldn't think of the answer． My low grades on the tests did not show what I knew to the teacher．" Another student in biology had similar experiences． He said: "My first chemistry test was very difficult． Than, on the second test, I sat down to take it, and I was so nervous that I was shaking． My hands were moving up and down so quickly that it was hard to hold my pencil． I knew the material and I knew the answers． Yet I couldn't even write them down! "

These two young students were experiencing something called test anxiety． Because a student worries and is uneasy about a test, his or her mind does not work as well as it usually does． The student cannot write or think clearly because of the extreme tension and nervousness． Although poor grades are often a result of poor study habits, somethnes test anxiety causes the low grades．

Recently, test anxiety has been recognized as a real problem, not just an excuse or a false explanation of lazy students．

Special university advising courses try to help students． In these courses, advisors try to help students by teaching them how to manage test anxiety． At some universities, students take tests to measure their anxiety． If the tests show their anxiety is high, the students can take short courses to help them deal with their tensions． These courses teach students how to relax their bodies, Students are trained to become calm in very tense situations． By controlling their nervousness, they can let their minds work at ease． Learned informatian then comes out without difficulty on a test．

An expert at the University of California explains: "With almost all stttderltS, relaxation and less stress are felt after taking our program． Most of them experience better control during their tests． Almost all have some improvement． With some, the improvement is very great．"

A University of California advisor said ______

Five years ago, David Smith wore an expensive suit to work every day． "I was a clothes addict," he jokes． "I used to carry a fresh suit to work with me so I could change if my clothes got wrinkled．" Today David wears casual clothes--khaki pants and a sports shirt to the office． He hardly ever wears a necktie． "I'm working harder than ever," David says, "and I need to feel comfortable．"

More and more companies are allowing their office workers to wear casual clothes to work． In the United States, the changes from formal to casual office wear have been slow． In the early 1990s, many companies allowed their workers to wear casual clothes on Friday (but only on Friday)． This became known as "dress-down Friday" or "casual Friday"． "What started out as an extra one-day-a-week benefit for workers has really become an everyday thing．" said business adviser Maisly Jones．

Why have so many companies started allowing their workers to wear casual clothes' One reason is that it's easier for a company to attract new workers if it has a casual dress code． "A lot of young people don't want to dress up for work," says the owner of a software company, "so it's hard to hire people if you have a conservative dress code．" Another reason is that people seem happier and more productive when they are wearing comfortable clothes． In a study made by Levi Strauss and Company, 85 percent of employers said that casual dress has a side effect on work． Supporters of casual office wear also say that a casual dress code helps them save money． "Suits are expensive, if you have to wear one every day," one person said． "For the same amount of money, you can buy a lot more casual clothes．"

David Smith refers to himself as be-ring been "a clothes addict" because_____．

Five years ago, David Smith wore an expensive suit to work every day． "I was a clothes addict," he jokes． "I used to carry a fresh suit to work with me so I could change if my clothes got wrinkled．" Today David wears casual clothes--khaki pants and a sports shirt to the office． He hardly ever wears a necktie． "I'm working harder than ever," David says, "and I need to feel comfortable．"

More and more companies are allowing their office workers to wear casual clothes to work． In the United States, the changes from formal to casual office wear have been slow． In the early 1990s, many companies allowed their workers to wear casual clothes on Friday (but only on Friday)． This became known as "dress-down Friday" or "casual Friday"． "What started out as an extra one-day-a-week benefit for workers has really become an everyday thing．" said business adviser Maisly Jones．

Why have so many companies started allowing their workers to wear casual clothes' One reason is that it's easier for a company to attract new workers if it has a casual dress code． "A lot of young people don't want to dress up for work," says the owner of a software company, "so it's hard to hire people if you have a conservative dress code．" Another reason is that people seem happier and more productive when they are wearing comfortable clothes． In a study made by Levi Strauss and Company, 85 percent of employers said that casual dress has a side effect on work． Supporters of casual office wear also say that a casual dress code helps them save money． "Suits are expensive, if you have to wear one every day," one person said． "For the same amount of money, you can buy a lot more casual clothes．"

David Smith wears casual clothes now, because ______

Five years ago, David Smith wore an expensive suit to work every day． "I was a clothes addict," he jokes． "I used to carry a fresh suit to work with me so I could change if my clothes got wrinkled．" Today David wears casual clothes--khaki pants and a sports shirt to the office． He hardly ever wears a necktie． "I'm working harder than ever," David says, "and I need to feel comfortable．"

More and more companies are allowing their office workers to wear casual clothes to work． In the United States, the changes from formal to casual office wear have been slow． In the early 1990s, many companies allowed their workers to wear casual clothes on Friday (but only on Friday)． This became known as "dress-down Friday" or "casual Friday"． "What started out as an extra one-day-a-week benefit for workers has really become an everyday thing．" said business adviser Maisly Jones．

Why have so many companies started allowing their workers to wear casual clothes' One reason is that it's easier for a company to attract new workers if it has a casual dress code． "A lot of young people don't want to dress up for work," says the owner of a software company, "so it's hard to hire people if you have a conservative dress code．" Another reason is that people seem happier and more productive when they are wearing comfortable clothes． In a study made by Levi Strauss and Company, 85 percent of employers said that casual dress has a side effect on work． Supporters of casual office wear also say that a casual dress code helps them save money． "Suits are expensive, if you have to wear one every day," one person said． "For the same amount of money, you can buy a lot more casual clothes．"

According to this passage, which of the following is FALSE? ( )

Five years ago, David Smith wore an expensive suit to work every day． "I was a clothes addict," he jokes． "I used to carry a fresh suit to work with me so I could change if my clothes got wrinkled．" Today David wears casual clothes--khaki pants and a sports shirt to the office． He hardly ever wears a necktie． "I'm working harder than ever," David says, "and I need to feel comfortable．"

More and more companies are allowing their office workers to wear casual clothes to work． In the United States, the changes from formal to casual office wear have been slow． In the early 1990s, many companies allowed their workers to wear casual clothes on Friday (but only on Friday)． This became known as "dress-down Friday" or "casual Friday"． "What started out as an extra one-day-a-week benefit for workers has really become an everyday thing．" said business adviser Maisly Jones．

Why have so many companies started allowing their workers to wear casual clothes' One reason is that it's easier for a company to attract new workers if it has a casual dress code． "A lot of young people don't want to dress up for work," says the owner of a software company, "so it's hard to hire people if you have a conservative dress code．" Another reason is that people seem happier and more productive when they are wearing comfortable clothes． In a study made by Levi Strauss and Company, 85 percent of employers said that casual dress has a side effect on work． Supporters of casual office wear also say that a casual dress code helps them save money． "Suits are expensive, if you have to wear one every day," one person said． "For the same amount of money, you can buy a lot more casual clothes．"

According to this passage, which of the following is TRUE?

Five years ago, David Smith wore an expensive suit to work every day． "I was a clothes addict," he jokes． "I used to carry a fresh suit to work with me so I could change if my clothes got wrinkled．" Today David wears casual clothes--khaki pants and a sports shirt to the office． He hardly ever wears a necktie． "I'm working harder than ever," David says, "and I need to feel comfortable．"

More and more companies are allowing their office workers to wear casual clothes to work． In the United States, the changes from formal to casual office wear have been slow． In the early 1990s, many companies allowed their workers to wear casual clothes on Friday (but only on Friday)． This became known as "dress-down Friday" or "casual Friday"． "What started out as an extra one-day-a-week benefit for workers has really become an everyday thing．" said business adviser Maisly Jones．

Why have so many companies started allowing their workers to wear casual clothes' One reason is that it's easier for a company to attract new workers if it has a casual dress code． "A lot of young people don't want to dress up for work," says the owner of a software company, "so it's hard to hire people if you have a conservative dress code．" Another reason is that people seem happier and more productive when they are wearing comfortable clothes． In a study made by Levi Strauss and Company, 85 percent of employers said that casual dress has a side effect on work． Supporters of casual office wear also say that a casual dress code helps them save money． "Suits are expensive, if you have to wear one every day," one person said． "For the same amount of money, you can buy a lot more casual clothes．"

In this passage, the following advantages of casual office wear are mentioned EXCEPT． ( )

African elephants have been slaughtered at alarming rate over the past decade, largely because they are the primary source of the world's ivory． Their population has been dwindled from 1．3 million in 1979 to just 625,000 today, and the rate of killing has been accelerating in recent years because many of the older, bigger tusked animals have already been destroyed． "The poachers now must kill times as many elephants to get the same quantity of ivory," explained Curtis Bohlen, Senior vice president of the World Wildlife Fund．

Though its record on the environment has been spotty so far, the government last week took the lead in a major conservation issue by imposing a ban on ivory imports into the US． The move came just four days after a consortium of conservation groups, including the World Wildlife Fund and Wildlife Conservation International, called for that kind of action, and it made the US the first nation to forbid imports of both raw and finished ivory． The ban, says Bohlen, sends a very clear message to the ivory poachers that the game is over．

In the past African nations have resisted an ivory ban, but increasingly they realized that the decimation of the elephant herds poses a serious threat to their tourist business． Last month Tanzania and several other African countries called for an amendment to the 102 nation Convention on International Trade in Endangered Species that would make the ivory trade illegal worldwide． The amendment is expected to be approved at an October meeting in Geneva and to go into effect next January． But between now and then, conservationists contend, poachers may go on a rampage, killing elephants wholesale, so nations should unilaterally forbid imports right away． The US government brought that argument, and by week's end the twelve nation European Community had followed with its own ban．

Which of the following is the best title for the passage?

African elephants have been slaughtered at alarming rate over the past decade, largely because they are the primary source of the world's ivory． Their population has been dwindled from 1．3 million in 1979 to just 625,000 today, and the rate of killing has been accelerating in recent years because many of the older, bigger tusked animals have already been destroyed． "The poachers now must kill times as many elephants to get the same quantity of ivory," explained Curtis Bohlen, Senior vice president of the World Wildlife Fund．

Though its record on the environment has been spotty so far, the government last week took the lead in a major conservation issue by imposing a ban on ivory imports into the US． The move came just four days after a consortium of conservation groups, including the World Wildlife Fund and Wildlife Conservation International, called for that kind of action, and it made the US the first nation to forbid imports of both raw and finished ivory． The ban, says Bohlen, sends a very clear message to the ivory poachers that the game is over．

In the past African nations have resisted an ivory ban, but increasingly they realized that the decimation of the elephant herds poses a serious threat to their tourist business． Last month Tanzania and several other African countries called for an amendment to the 102 nation Convention on International Trade in Endangered Species that would make the ivory trade illegal worldwide． The amendment is expected to be approved at an October meeting in Geneva and to go into effect next January． But between now and then, conservationists contend, poachers may go on a rampage, killing elephants wholesale, so nations should unilaterally forbid imports right away． The US government brought that argument, and by week's end the twelve nation European Community had followed with its own ban．

According to the passage, "dwindle" means______

African elephants have been slaughtered at alarming rate over the past decade, largely because they are the primary source of the world's ivory． Their population has been dwindled from 1．3 million in 1979 to just 625,000 today, and the rate of killing has been accelerating in recent years because many of the older, bigger tusked animals have already been destroyed． "The poachers now must kill times as many elephants to get the same quantity of ivory," explained Curtis Bohlen, Senior vice president of the World Wildlife Fund．

Though its record on the environment has been spotty so far, the government last week took the lead in a major conservation issue by imposing a ban on ivory imports into the US． The move came just four days after a consortium of conservation groups, including the World Wildlife Fund and Wildlife Conservation International, called for that kind of action, and it made the US the first nation to forbid imports of both raw and finished ivory． The ban, says Bohlen, sends a very clear message to the ivory poachers that the game is over．

In the past African nations have resisted an ivory ban, but increasingly they realized that the decimation of the elephant herds poses a serious threat to their tourist business． Last month Tanzania and several other African countries called for an amendment to the 102 nation Convention on International Trade in Endangered Species that would make the ivory trade illegal worldwide． The amendment is expected to be approved at an October meeting in Geneva and to go into effect next January． But between now and then, conservationists contend, poachers may go on a rampage, killing elephants wholesale, so nations should unilaterally forbid imports right away． The US government brought that argument, and by week's end the twelve nation European Community had followed with its own ban．

Since many of the older, bigger-tusked animals have already been destroyed, what did the poacher do?

African elephants have been slaughtered at alarming rate over the past decade, largely because they are the primary source of the world's ivory． Their population has been dwindled from 1．3 million in 1979 to just 625,000 today, and the rate of killing has been accelerating in recent years because many of the older, bigger tusked animals have already been destroyed． "The poachers now must kill times as many elephants to get the same quantity of ivory," explained Curtis Bohlen, Senior vice president of the World Wildlife Fund．

Though its record on the environment has been spotty so far, the government last week took the lead in a major conservation issue by imposing a ban on ivory imports into the US． The move came just four days after a consortium of conservation groups, including the World Wildlife Fund and Wildlife Conservation International, called for that kind of action, and it made the US the first nation to forbid imports of both raw and finished ivory． The ban, says Bohlen, sends a very clear message to the ivory poachers that the game is over．

In the past African nations have resisted an ivory ban, but increasingly they realized that the decimation of the elephant herds poses a serious threat to their tourist business． Last month Tanzania and several other African countries called for an amendment to the 102 nation Convention on International Trade in Endangered Species that would make the ivory trade illegal worldwide． The amendment is expected to be approved at an October meeting in Geneva and to go into effect next January． But between now and then, conservationists contend, poachers may go on a rampage, killing elephants wholesale, so nations should unilaterally forbid imports right away． The US government brought that argument, and by week's end the twelve nation European Community had followed with its own ban．

Why did the African nations welcome an ivory ban?

African elephants have been slaughtered at alarming rate over the past decade, largely because they are the primary source of the world's ivory． Their population has been dwindled from 1．3 million in 1979 to just 625,000 today, and the rate of killing has been accelerating in recent years because many of the older, bigger tusked animals have already been destroyed． "The poachers now must kill times as many elephants to get the same quantity of ivory," explained Curtis Bohlen, Senior vice president of the World Wildlife Fund．

Though its record on the environment has been spotty so far, the government last week took the lead in a major conservation issue by imposing a ban on ivory imports into the US． The move came just four days after a consortium of conservation groups, including the World Wildlife Fund and Wildlife Conservation International, called for that kind of action, and it made the US the first nation to forbid imports of both raw and finished ivory． The ban, says Bohlen, sends a very clear message to the ivory poachers that the game is over．

In the past African nations have resisted an ivory ban, but increasingly they realized that the decimation of the elephant herds poses a serious threat to their tourist business． Last month Tanzania and several other African countries called for an amendment to the 102 nation Convention on International Trade in Endangered Species that would make the ivory trade illegal worldwide． The amendment is expected to be approved at an October meeting in Geneva and to go into effect next January． But between now and then, conservationists contend, poachers may go on a rampage, killing elephants wholesale, so nations should unilaterally forbid imports right away． The US government brought that argument, and by week's end the twelve nation European Community had followed with its own ban．

What's the author's attitude?