单选题 (一共224题,共224分)

1.

根据《中华人民共和国公司法》,公司解散后,有限责任公司的清算组由(  )组成。

2.

如果中国政府在美国纽约发行一笔美元债券,则该笔债券属于(  )的范畴

3.

在现代经济社会中,各国政府都具有宏观调控职能,一般通过货币政策、财政政策和对外经济政策以调节社会总供给与总需求均衡。被称为社会经济活动“内在稳定器”的是(  )。

4.

Much__________I have traveled, I have never seen anyone to equal her in efficiency.

5.

He is neither __________European, nor __________ American. He is from__________Australia.

6.

This hotel __________ $60 for a single room with bath.

7.

银行业监督管理机构查询涉嫌金融违法的银行业金融机构及其工作人员以及关联行为人的账户必须经(  )批准。

8.

根据管理方格理论,“乡村俱乐部”领导风格的特点是(  )。

9.

菲利普斯曲线说明了货币政策之间存在矛盾的是(  )。

10.

能够导致某种商品的需求曲线发生位移的因素是(  )。

11.

通常情况下,生产者通过提高某产品单位销售价格而增加其销售收入的前提条件是该产品的(  )。

12.

下列各句中,没有语病的一句是(  )。

13.

1,1995,1994,1,1993,1992,…,从第三个数起,每个数都是它前面两个数中大数减小数的差。则这列数中前1995个数的和是(  )。

14.

全家4口人,父亲比母亲大3岁,姐姐比弟弟大2岁。四年前他们全家的年龄和为58岁,而现在是73岁。问现在父亲、母亲的年龄是多少?(  )

15.

A、B、C、D四人分别到甲、乙、丙、丁四个单位的一个单位去办事。已知甲单位星期一不接待,乙单位星期三不接待,丙单位星期四不接待,丁单位星期二、四、六接待,星期日四个单位都不办公。一天,他们议论起哪天去办事:

A说:“你们可别像我前天那样,在人家不接待的日子去。”

B说:“我今天必须去,明天人家就不接待了。”

C说:“我和B正相反,今天不能去,明天去。”

D说:“我从今天起,连着四天哪天去都行。”

则这一天是星期几?(  )

16.

What type of experience is NOT listed as a requirement for the job?

17.

What is NOT mentioned as an advantage of the new insulation?

18.

According to the article, how can people learn more about the insulation?

19.

在下述各种企业制度中,(  )属于法人企业。

20.

第43届世界经济论坛年会的主题是(  )。

21.

第21次亚太经合组织领导人非正式会议的主题是(  )。

22.

观察给定的几个图,寻找它们的规律,问号处应该填入的图为(  )。

银行招聘职业能力测验,押题密卷,2021年中国银行招聘考试押题密卷1

23.

把黑桃、红桃、方块、梅花四种花色的扑克牌按黑桃10张、红桃9张、方块7张、梅花5张的顺序循环排列。问第2015张扑克牌是什么花色?(  )

24.

一列数,前3个是1,9,9,以后每个都是它前面相邻3个数字之和除以3所得的余数,这列数中的第1999个数是几?(  )

25.

1005×10061006-1006×10051005=(  )

26.

Because of the current shortage of labor in the manufacturing sector, we suggest the staff be given__________pay raises.

27.

__________all of us who are here tonight, I would like thank Mr.Brown for his talk.

28.

After__________ requests by local residents, the private library was opened to the public.

29.

The __________ that Bright Star Print offers to long-term employees help the company to attract the best production workers in the textile industry.

30.

__________coal, the most important natural fuels are the gas and oil.

31.

When the copying process is__________ , a small "Done" window appears on the computer screen.

32.

Any employee working late on a Friday must remember to turn off all computer equip-ment __________leaving for the night.

33.

银行招聘职业能力测验,押题密卷,2021年中国银行招聘考试押题密卷1

The successful applicant for the__________in the Logistics Department will possess supe- rior organizational skills.

34.

银行招聘职业能力测验,押题密卷,2021年中国银行招聘考试押题密卷1

_________ MS. Jahan is new to the hospitality industry, she recently won a prestigious cus-tomer service award.

35.

左边给定的是纸盒的外表面,下面哪一项不能由它折叠而成?(  )。

银行招聘职业能力测验,押题密卷,2021年中国银行招聘考试押题密卷2

36.

观察给定的几个图,寻找它们的规律,问号处应该填人的图为(  )。

银行招聘职业能力测验,押题密卷,2021年中国银行招聘考试押题密卷2

37.

2,1,-1,1,12,(  )

38.

下列四个选项中,哪个可以折出左边指定的图形?(  )。

银行招聘职业能力测验,押题密卷,2021年中国银行招聘考试押题密卷3

39.

-9,9,6,9,11,(  )

40.

小周、小吴、小郑和小王四人的职业是:舞蹈演员、护士、教师和服装设计师。还知道:小周比护士的工资高,小郑比小吴的工资低,舞蹈演员比服装设计师的工资低.教师比护士的工资低,服装设计师不是小郑就是小王。

根据以上陈述,可知下述哪项为真?(  )

41.

几位同学对物理竞赛的名次进行猜测。小钟说:“小华第三,小任第五。”小华说:“小闽第五,小宫第四。”小任说:“小钟第一,小闽第四。”小闽说:“小任第一,小华第二。”小宫说:“小钟第三,小闽第四。”已知本次竞赛没有并列名次,并且每个名次都有人猜对。

那么,具体名次应该是(  )。

42.

银行招聘职业能力测验,押题密卷,2021年中国银行招聘考试押题密卷3

43.

2,8,24,64,(  )

44.

甲、乙、丙、丁是四位天赋极高的艺术家,他们分别是舞蹈家、画家、歌唱家和作家,尚不能确定其中每个人所从事的专业领域。已知:

(1)有一天晚上,甲和丙出席了歌唱家的首次演出。

(2)画家曾为乙和作家两个人画过肖像。

(3)作家正准备写一本甲的传记,他所写的丁的传记是畅销书。

(4)甲从来没有见过丙。

下面哪一选项正确地描述了每个人的身份?(  )

45.

8,6,6,10,20,(  )

46.

银行招聘职业能力测验,押题密卷,2021年中国银行招聘考试押题密卷3

47.

银行招聘职业能力测验,押题密卷,2021年中国银行招聘考试押题密卷3

48.

小明忘记了今天是星期几,于是他去问O、P、Q三人。O回答:“我也忘记今天是星期几了,但你可以去问P、Q两人。”P回答:“昨天是我说谎的日子。”Q的回答和P一样。已知:

①O从来不说谎;

②P在星期一、星期二、星期三这三天说谎,其余时间都讲真话;

③Q在星期四、星期五、星期六这三天说谎,其余时间都讲真话。

根据以上条件,今天是星期几?(  )

49.

某公司有两个会议室,甲会议室可容纳10人,乙会议室可容纳5人。本季度内。两会议室共被使用了35次,共200人参加会议,且每次座无虚席。那么,本季度内,乙会议室共举办了(  )次会议。

50.

某企业有甲、乙、丙3种产品,购买3个甲产品,7个乙产品和1个丙产品共需32元。购买4个甲产品,10个乙产品和1个丙产品共需43元,那么若购买甲乙丙产品各1个,共需(  )元。

51.

某公司有甲、乙两个销售团队,共50人,其中女性员工有18人。甲团队男女比例为5:3,乙团队男女比例为2:1,那么,乙团队的男性员工共有(  )名。

52.

电视台要播放一部30集电视连续剧,如果要求每天安排播出的集数互不相等,该电视剧最多可以播放(  )天。

53.

某个体商贩在一次买卖中,同时卖出两件上衣,售价都是l35元,若按成本计,其中一件盈利25%,另一件亏本25%,在这次买卖中他(  )。

54.

某公司为客户出售货物,收取3%的服务费;代客户购置设备,收取2%的服务费。某客户委托该公司出售自产的某物品并代为购置新设备,已知公司共收取该客户服务费200元,客户收支恰好平衡,请问自产的物品售价是多少元?(  )

55.

李大爷在马路边散步,路边均匀地栽着一行树,李大爷从第1棵树走到第15棵树共用了7分钟,李大爷又向前走了几棵树后就往回走,当他回到第5棵树时共用了30分钟。请问李大爷步行到第几棵树时就开始往回走?(  )

56.

A、B、C、D、E五支篮球队相互进行循环赛,现已知A队已赛过4场,B队已赛过3场,C队已赛过2场,D队已赛过l场,则此时E队已赛过(  )场。

57.

A、B两地以一条公路相连。甲车从A地,乙车从B地以不同的速度沿公路匀速相向开出。两车相遇后分别掉头,并以对方的速度行进。甲车返回A地后又一次掉头以同样的速度沿公路向B地开动。最后甲、乙两车同时到达B地。如果最开始时甲车的速度为x米/秒,则最开始时乙车的速度为(  )。

58.

甲每5天向总经理汇报一次工作,乙每9天汇报一次工作,丙每l2天汇报一次工作。某天三人同时向总经理汇报工作,那么,3人下次同时汇报工作至少要(  )天。

59.

顺从型互动是指行动者之间发生性质相同或方向一致的行动过程,常有三种形式:有意无意地向他人发出信号或暗示,并引起他人反应;不经过考量,直接按照他人的方式去行动;行动者在他人压力下接受他人行动方式,并且照做。

根据上述定义。下列选项中不属于顺从型互动的是(  )。

60.

下列各句中,没有语病的一句是(  )。

61.

①当阳光洒在身上时,它更坚定了心中的信念——要开出一朵鲜艳的花。

②不久,它从泥土里探出了小脑袋,渐渐地,种子变成了嫩芽。

③从此,它变得沉默,只有它知道它在努力,它在默默地汲取土壤中的养料。

④虽然它经受着黑暗的恐惧、暴雨的侵袭,但是它依然努力地生长着。

⑤种子在这块土地上的生活并不那么顺利,周围的各种杂草都嘲笑它、排挤它,认为它只

是一粒平凡的种子。把上面几个句子组成语意连贯的一段文字,排序正确的一项是(  )。

62.

①也许,除了反思民众的文化素质,不妨再问问,是什么绊住了百姓走向正规医院的脚步?是什么促使百姓寄希望于那些“神医”?

②解决这些问题,也是防止“神医现象”再现的关键所在。

③可是怎样既在社会制度层面、民生层面,又在精神领域顺利完成这种“现代性转换”,这是一个系统工程。

④实际上,作为一个转型中的拥有悠久传统文化的古国,出现张悟本、李一等“神医现象”也算是一种“必然”。

⑤除了医疗资源严重不足的原因,我们对病患及其家属的精神关怀是否充分?有没有将“以人为本”落到实处。

将以上5个句子重新排列,语序正确的是(  )。

63.

下列各句中,没有语病的一句是(  )。

64.

今年家装市场表现不温不火.上半年正值行业淡季,由于部分刚性需求依旧在释放,市场还算__________。但到了8月份以后,原本应该逐步回暖的市场却仍旧__________,卖场人气不足。

填入划横线部分最恰当的一项是(  )。

65.

依次填入下列各句括号内的词语,与句意最贴切的一组是(  )。

①市场人士认为,欧债危机前景尚不明朗,预期欧元走势(  )。

②让更多普通人去参与,去(  ),去成为舞台的主角,秉持这样的理念,深圳大运会做到了“不一样的精彩”。

66.

真正美的东西,都是充满了感情的。面对美的东西,我们常常一往情深或者一见钟情。而感情这个东西很奇怪,一方面,它是个人的,富有极端强烈的个性色彩,只有达到高度个性化的时候,它才是最真挚的。正是因为这样,感情这个东西,常常是隐秘的,人与人之间,难以传达,所谓父不能喻之于子,夫不能喻之于妻。然而,另一方面,感情这个东西却又最具有社会性,最需要普遍的传达,最需要人与人之间的交流。

这段文字意在说明(  )。

67.

我国80%的卫生资源集中在城市,城市卫生资源的80%又集中在大医院,呈“倒三角”,而卫生服务的需求大部分在基层,呈“正三角”,导致大医院资源闲置,小医院资源不足。以患者为中心,根据其不同要求提供相应服务并追求顾客满意度,已成为当下市场运作下供方的生存之基。人类只有10%的疾病需要在现代化的医院治疗。大量的疾病在社区医疗服务机构就可得到医治,部分慢性病的治疗也可以通过家庭护理完成。因此,“小病进社区,大病进医院”是一种可行的、新型的就医模式。

上述这段文字支持的观点是(  )。

68.

签名效应是指当人们在纸上写上自己的名字时。大脑中的自我意识会加强,此时看到喜欢的东西,更容易把物品和自己联系起来,产生“这个东西真适合我”等想法,从而激发购买欲望。

根据上述定义,下列现象中可用签名效应解释的是(  )。

69.

下列各句中,没有语病的一句是(  )。

70.

求助者有两种求助动机:执行性求助和工具性求助。前者是自己不作任何尝试或努力,只想知道答案或让他人代自己完成任务;后者是借助其他人的力量以达到自己解决问题或实现目标的目的。

根据上述定义,下列选项中属于工具性求助的是(  )。

71.

股票在中国的历史,可以追溯到19世纪洋务运动时期。当时中国出现了一批官办与官商合办的股份制企业。1873年成立的轮船招商局,发行了中国最早的股票。1914年,中国北洋政府颁布《证券交易所法》,1917年成立了北京证券交易所。到抗日战争前,上市股票已达百余种。但后来几经挫折,股市始终没有发展起来。

对这段文字概括最恰当的是(  )。

72.

达尔文学说认为进化只能是适应性,自然选择几乎是万能的,换句话说,进化是有利变异在自然选择作用中固定积累的结果。但是,20世纪60年代以来,分子生物学研究表明,蛋白质和核酸水平的突变绝大多数是中性的,即对生物的生存既无利亦无害,自然选择对其不起作用。这种中性突变在种群中日积月累,积少成多,成为巨大的变异,并构成种属的差异,甚至门纲的差异,于是新种形成,这就是中性突变学说。它最早由日本学者木村在1968年提出,后被人称为非达尔文进化。其实中性突变学说并不是反对自然选择,只是否定了自然选择万能论。

与这段文字文意相符的是(  )。

73.

①从微观方面说,汶川处在四川盆地西部的龙门山地震带上。

②青藏高原在隆升的同时,也朝东北方向移动,挤压四川盆地向东北走滑。

③龙门山地震带是新的西藏隆起板块和原来的云南、四川板块交错的地方,这个地方是一个地震敏感区。

④而汶川地震就发生在青藏高原的东南边缘。这里属于中国的南北地震带。包括从宁夏经甘肃东部、四川西部直至云南。

⑤四川汶川为什么会发生这样大的地震。

⑥从宏观方面说,印度洋板块由南向北碰撞欧亚板块,碰撞的地区拱起青藏高原。

将以上句子重新排列组合,最连贯的一组是(  )。

74.

研究中把实际观测或调查的一部分个体称为样本,研究对象的全部称为总体。抽样误差是指抽样方法本身所引起的误差,即样本指标值与被推断的总体指标值之差。

根据上述定义,下列选项中不涉及抽样误差的是(  )。

75.

①干细胞的重要性奠定了其在医药卫生、科技产业、国防等领域内的重要地位。

②美国总统奥巴马上任之初就宣布取消前任总统对干细胞研究的限制。

③干细胞因其在生命科学、新药试验和疾病研究这三大生物医药领域的重要作用受到全世界医学界和政治人物的关注。

④2009年,美国FDA批准了世界上首次人类胚胎干细胞治疗脊髓损伤的临床试验。

⑤因此,干细胞的研究、开发和应用可以看作是人类的健康工程,预期在未来几年内会有很大的飞跃。

⑥现在人们已经发现,癌症、糖尿病、帕金森氏症、心脑血管病、组织器官纤维化、自身免疫性疾病等一系列疾病都可能是干细胞数量减少或结构功能变异引起的。

将以上6个句子重新排列,语序正确的是(  )。

76.

依次填入下列各句括号内的词语,与句意最贴切的一组是(  )。

①爱国主义是一种严肃的爱,看似飘渺,却真实地(  )着我们的喜怒哀乐。

②企业的管理层要不断地(  )德才兼备的年轻人,培养其中的优秀者。

77.

问题和解决问题的办法都存在于实践之中。不到火热的实践生活中去,只能讲没有实际内容的空问题;停留在纸堆和笔墨里的问题,只能是__________的虚问题;拍脑袋拍出的问题,往往只是一些不着边际的假问题。只有在实践中,才能发现真问题,才能听到时代的__________。

填人划横线部分最恰当的一项是(  )。

78.

观察给定的几组数字.寻找它们的规律,问号处应该填入的数字为(  )。

银行招聘职业能力测验,押题密卷,2021年中国银行招聘考试押题密卷3

79.

已知a*b=a2+2a-5,那么13×(6×11)+3的结果是多少?(  )

80.

有33个偶数的平均数,保留一位小数时是5.8,保留两位小数时该平均数最小是(  )。

81.

55-59根据以下资料。回答问题。

2012年北京地区外贸进出口规模达到4079亿美元,比2011年增长4.7%。其中,出口596亿美元,同比增长1.1%;进口3483亿美元,同比增长5.3%。

2012年北京地区文化产品进出口6亿美元,同比增长6.3%。其中,进口4.5亿美元,同比增长13.1%,增速较整体进口增速高出7.8个百分点。从全国范围上看,北京地区文化产品进口规模在全国各省(市)中排首位,占同期全国文化产品进口规模的30.7%。

2012年北京地区进口原油1587亿美元,同比增长6.7%。同期,进口机电产品721.7亿美元.同比下降5.9%;高新技术产品297.7亿美元,同比下降5.6%。

2012年北京地区出口机电产品373.9亿美元,同比增长6.1%,增速较整体出口增速高出5个百分点,占同期北京地区出口总值的62.7%;高新技术产品出口l89.3亿美元,同比增长4.5%,占31.7%。

2012年,北京地区与前l0大贸易伙伴中的5个进出口整体实现同比正增长。从具体贸易伙伴方面看,2012年北京地区与美国双边贸易规模首次突破300亿美元,达到341.3亿美元,同比增长24.5%,美国成为北京地区第二大贸易伙伴,较2011年提升1位;与欧盟双边贸易415.3亿美元,同比下降4.6%;与沙特阿拉伯进出口314.8美元,同比下降4.6%。此外,受日本“购岛”闹剧等因素影响,2012年北京地区与日本双边贸易规模为185.6亿美元,同比下降16.5%。

2011年北京地区贸易逆差额为(  )亿美元。

82.

2012年全国文化产品进口额为(  )亿美元。

83.

2011年北京地区原油进口额占总进口额的比重为(  )。

84.

2012年北京地区机电产品进出口总额约为高新技术的产品的(  )倍。

85.

下列表述中,正确的是(  )。

86.

60-64根据以下资料。回答问题。

据抽样调查。上海市城市居民家庭人均可支配收入构成情况及部分城市城镇居民家庭人均可支配收入增长情况如表4、图1所示:

银行招聘职业能力测验,押题密卷,2021年中国银行招聘考试押题密卷3

2012年第一季度上海城市居民家庭人均可支配收入增幅同比提高了0.4个百分点。则2010年第一季度上海城市居民家庭可支配收入为(  )元。

87.

关于2012年第一季度部分城镇居民家庭人均可支配收入的增长情况.下列说法正确的是(  )。

88.

2012年第一季度与上年同期相比,上述八个城市中城镇居民家庭人均可支配收入增长量低于全国城镇居民家庭人均可支配收入增长量的城市有(  )个。

89.

2012年第一季度,上海市城市居民家庭人均可支配收入增长中,转移性收入增长所占比重为(  )。

90.

2012年第一季度与上年同期相比。上海市城市居民家庭人均可支配收入中工资性收入的比重(  )个百分点。

91.

65-69根据以下图表资料。回答问题。

以下3个表格呈现了全国2012年1~10月份房地产开发、销售情况,请根据表格信息,回答问题。

银行招聘职业能力测验,押题密卷,2021年中国银行招聘考试押题密卷3

银行招聘职业能力测验,押题密卷,2021年中国银行招聘考试押题密卷3

银行招聘职业能力测验,押题密卷,2021年中国银行招聘考试押题密卷3

根据数据可知,房地产市场中比重最大的是(  )。

92.

2012年1~10月,房地产开发企业资金的主要来源是(  )。

93.

2012年1~10月.东部地区住宅投资额度占全国住宅投资额度的比重是(  )。

94.

2012年1.10月,按全国销售面积计算,全国房屋销售平均价格为(  )元。

95.

2012年1~10月,住宅方面的房地产投资同比增长速度从高到低依次是(  )。

96.

下列各项中,属于所有者权益类科目的是(  )。

97.

担保物权人在其全部债权受清偿前,可以就担保物的全部行使权利,这体现的是担保物权法律属性中的(  )。

98.

剑桥方程式从用货币形式保有资产存量的角度研究货币需求,重视存量货币占收入的比例,又被称为(  )。

99.

我国小额贷款公司的主要资金来源是股东缴纳的资本金、来自少数银行的融人资金以及(  )。

100.

根据我国2013年1月1日施行的《商业银行资本管理办法(试行)》,我国商业银行的核心一级资本充足率不得低于(  )。

101.

一国的外汇储备最稳定和可靠的来源是(  )。

102.

“领导者具有某些固定特质且这些特质是与生俱来的”,该观点出自(  )。

103.

职能制组织在(  )环境中效果最好。

104.

在分析消费者行为时,无差异曲线的形状是由(  )决定的。

105.

在金融衍生品工具中,远期合同的最大功能是(  )。

106.

为构建积极的外汇储备管理模式和机制,我国成立了具有(  )性质的中国投资公司,将部分外汇储备由其运作和管理。

107.

下列变量中,属于中央银行货币政策远期中介目标的是(  )。

108.

假设一定时期内消费者的个人收入增加了20%,由此导致消费者对某商品的需求下降了12%,这在一定程度上可以说明该商品属于(  )。

109.

2013年中央一号文件概括当年农业农村的工作目标是(  )。

110.

2012年9月29日,由中国自主设计建造、目前中国最先进的海洋科学综合考察船——“科学”号在(  )正式交付使用。

111.

2013年9月12日,国务院发布《大气污染防治行动计划》提出,到2017年,全国地级及以上城市可吸入颗粒物浓度比2012年下降(  )以上。

112.

2013年1月23日,美国众议院投票通过了短期调高(  )议案,美国联邦政府短期内“断粮”的风险有望解除。

113.

经国务院批准,从2012年11月1日起福建省、广东省及厦门市、深圳市实施营业税改征(  )改革试点。

114.

1912年2月,经(  )先生批准,中国银行正式成立。

115.

当某种生活必需品价格(例如粮食)的市场价格上涨幅度过大,有可能影响城镇居民的生活水平时,政府一般可以采取的干预方式是(  )。

116.

关于完全垄断企业的需求曲线和收益曲线的说法,正确的是(  )。

117.

在市场经济体制下,宏观经济调控应以(  )为主。

118.

我国回购协议市场的银行间回购利率是(  )。

119.

2013年,南非自2010年加入金砖国家以来首次主办金砖国家峰会,本次“金砖”国家领导人会晤的主题是(  )。

120.

假定M2余额为103.6万亿元,M1余额为31.1万亿元,M0余额为5.5万亿元,则活期存款余额是(  )万亿元。

121.

中国银行于2008年7月向中银信用卡持卡人推出的分期邮购业务是(  )。

122.

从发展历程来看,我国最初正式启动利率市场化改革的突破口是(  )。

123.

作为金融中介机构,商业银行的经营对象是(  )。

124.

在相对价格不变的情况下,如果消费者的收入减少,会使预算线(  )。

125.

2013年,中银国际成功协助客户完成17个新股首发上市项目。融资总额接近118亿美元,名列香港新股发行承销市场第(  )位。

126.

1994年中国银行首次进入世界最大的资本市场——纽约市场,发行5亿美元扬基债券,其中1亿美元为(  )年期限,创中国境外发债期限最长的纪录。

127.

造成通货膨胀的直接原因是(  )。

128.

根据马斯洛的需要层次理论,获得友好和睦的同事关系的需要属于(  )。

129.

1912-1949年的37年期间,中国银行的职能发生了三次变化。1912--1928年,中国银行的职能是(  )。

130.

2013年7月1日,英国《银行家》(The Banker)杂志公布了2013年“全球1000家大银行”排名,按一级资本总额排名,中国银行以l215.04亿美元的资本总额位居第(  )位。

131.

再贴现是指(  )。

132.

为规避信贷规模控制、存贷比等监管要求,近年来我国商业银行贷款的“表外化”趋势明显。从金融创新的角度来看,我国商业银行的这一趋势属于(  )。

133.

低档品价格上升导致需求下降的主要原因是(  )。

134.

2013年9月,中国银行正式推出民生服务品牌——(  ),涵盖社保、医疗、教育、助农、缴费、IC卡消费等居民日常生活相关的产品和服务,着力打造更便捷、高效的民生金融产品和综合服务体系。

135.

由少数几个企业控制某一个行业供给的市场结构属于(  )。

136.

按照美国经济学家科斯的企业理论.导致市场机制和企业这两种资源配置方式的交易费用不同的主要原因是(  )。

137.

由于财政政策(  )的存在,可能使财政政策在实施过程中出现与政策制定初衷相反的效果。

138.

当国际收支出现逆差时,一国之所以采用本币贬值的汇率政策,是因为本币贬值以后,以外币标价的出口价格下降,而以本币标价的进口价格上涨,从而(  ),使国际收支逆差减少,乃至恢复均衡。

139.

关于治理通货紧缩的货币主义政策主张的说法,错误的是(  )。

140.

__________her time at the university, Dr. LeFleur built a solid reputation for leadership among both students and faculty.

141.

Samuel Johnson Machines guarantees that any defective photocopy machine will be__________immediately with a new one.

142.

Chandler, Inc,relies on its employees to __________ their own judgment when accepting paid speaking engagements.

143.

With our new Quick Pay system, your monthly subscription fee will be debited automati-cally from the bank account of your__________.

144.

While the accounting department is closed, all billing questions will be __________by the customer service department.

145.

We require all visitors to__________ photo identification prior to entering the building.

146.

The August Shipment has just__________from Pusan and is waiting in the receiving dock.

147.

The final installment in the popular mystery series__________ due to arrive in stores yesterday, but unexpected shipping problems caused delays.

148.

__________ the 2008 Olympic Games will be held in Beijing is quite clear to the people all over the world.

149.

Throughout the year, Carlin Industries__________ employment preparedness sessions for young adults who will be entering the workforce.

150.

These books were very dear to him and he bought them at__________expense when he was studying abroad.

151.

Please provide the requested __________ in writing to the receptionist at the front desk.

152.

Tickets to special exhibits at the botanical gardens may be reserved __________ advance.

153.

The technical group spent more than a week improving the product design, and __________ ,the clients were satisfied.

154.

The consultant's report was highly__________ of our procedures for documenting purchases.

155.

These days, vending machines can be found in office buildings as __________as in stores and hotels.

156.

Before the situation was explained to him,Franco __________believed that the automobile prototype was the finished product.

157.

The article on the importance of organization suggests that people who have a__________structured daily schedule will accomplish the most.

158.

Mr. Crane__________ your report on increasing operational efficiency, and he is eager to talk to you about it on Monday.

159.

We are __________seeking volunteers to participate in an upcoming consumer research study for Mayfee Marketing.

160.

None of us expected the chairman to__________at the party. We thought he was still in hospital.

161.

The White Fountain inn will__________reservations only for parties of six people or more.

162.

As the number of local residents' visits to public swimming facilities climbs,__________the demand for lifeguards to supervise them.

163.

Subscribers to IT Monthly will have the__________to preview the new CR-G3 home com-puter before it becomes available to the general public.

164.

The Cornwall Times is published weekly by QYC Newspapers,Inc,a __________of Woodbridge Media Holdings.

165.

Mr. Jefferson has a reputation for taking risks, but his coworkers describe him as reason-ably __________ in most aspects of his job.

166.

No fault is attached__________the bus driver for the terrible accident at the railway crossing.

167.

Office Furniture, Inc, is strongly committed to balancing its__________progress with social responsibility.

168.

__________ the new restaurant's grand opening was later than anticipated,most critics agreed that the excellent food and service were worth the wait.

169.

Due to a recent increase in administrative errors, we are writing to remind you of the process for investigating any suspected discrepancy on your service bill. Please contact the customer service department in writing within 60 days of receiving the bill. In order to avoid fate fees and possi-ble42of your service, you must still pay undisputed portions of the statement by the due date.

Proteus Sat43 every effort to resolve any claims in a timely manner, and to the mutual sat-isfaction.

阅读以上短文,回答191-192题。

第42题答案是__________

170.

第43题答案是__________

171.

Book Talk and Signing

Thursday, June 9,6:30 P.M.: Anthony Wang: Closter Union's Marble Hall17 East 27th Street at Third Avenue

A fascinating biography, The Hand That Fed the City, details the achievements of50mayor Katherine Simpson, the charismatic leader who established herself as the "City's Champion" in the economic stagnation of twenty years ago. Anthony Wang will discuss highlights from the51, fo-cusing on how Simpson convinced investors to move to the city by providing radical tax exemptions for new businesses52financial and for small enterprises. Wang's talk will conclude with a look at how Simpson's successor, current mayor Samuel Zimmerman, has handled her legacy.

阅读以上短文,回答193-195题。

第50题答案是__________

172.

第51题答案是__________

173.

第52题答案是__________

174.

To Blanc Tech employees

From Security

Date April 16

Subject: parking policy and regulations

We would like to remind employees who park in company parking lots to register at http://blanctech.com/security and safety/register. You will be issued a permit, which must be displayed prominent in any parked vehicle.

Failure to display a permit may44a citation.Temporary agency staff and outside contrac- tors.Also required to register their45

All employees46to review the section on parking policies in Guidelines to Regulations.

阅读以上短文,回答196-198题。

第44题答案是__________

175.

第45题答案是__________

176.

第46题答案是__________

177.

January 15

Esther Chen

555 Queens Road

Leeds, England

Dear Dr. Chen

Thank you for your letter. We understand that you have decided not to47your subscription to international medicine. We are truly sorry to lose you as a subscriber. As you know, most other journals in the field focus on specialized research topics, with little48to day-to-day medical care. Our magazine is one of the few to feature new advances in both medical research and clinic at practice.

We would like to offer you a 40 percent discount on one year' s subscription. Plus, if you con-tact our subscription office before January 30, we will send you any issues you have missed free of charge. Please mention my name in order for your discount to be applied49.

We hope to hear from you.

Sincerely,

Robert Goldberg

Vice President, Subscriptions Department

阅读以上短文,回答199-201题。

第47题答案是__________

178.

第48题答案是__________

179.

第49题答案是__________

180.

根据以下内容,回答202-206题。

The Daily Inquirer

October 8

Book Review of Anne Narazaki's

New Century, New Business

Reviewed by John Gilliam

Anne Narazaki's recent book, New Century, New Business, seeks to examine the new tech-nologies that are critical for global business and how they affect today's corporate transactions. Ms.Narazaki argues that while economic transactions of one kind or another have taken place for thou-sands of years, the impact of changing technology on business has become obvious only recently. In fact, as new technologies have grown more prevalent, Ms. Narazaki observes, international busi-nesses have increased in size and number. At the same time, the time required to conduct each business transaction has decreased.

Mr. Narazaki illustrates her observations with detailed examples of recent business transac-tions. Citing the merger of Poynter Technologies and Carce Company, which created the largest fi-nancial services company in the world, Ms. Narazaki explains the effect technology has on the val-uation of a company, on communication between the managements of different companies, and on stock and funds trading.

Those of us who take an interest in the interaction between business and technology will find Ms. Narazaki's ideas persuasive. The view that business cannot survive without keep~ing up with new technology has become today's corporate reality.

银行招聘职业能力测验,押题密卷,2021年中国银行招聘考试押题密卷3

In the article, the word "critical" in paragraph 1 is closest in meaning to (  )。

181.

According to the article, why is the merger of Poynter Technologies and Carce Company mentioned in the book? (  )

182.

What can be inferred about John Gilliam from his review? (  )

183.

Why did Ms. Oguro write an e-mail to Ms. Narazaki? (  )

184.

What does Ms. Oguro indicate about New Century, New Business? (  )

185.

根据以下内容,回答207-209题。

Legman Capital Purchases Josee Group

Leafman Capital, a leading Canadian investment firm, announced today that it has completed its long-anticipated acquisition of Josee Group, a Paris-based hotel company. The deal has an esti-mated value of 350 million euros, according to Leafman Capital executives.

The sale of the French-owned Josee Group to a Canadian firm has caused a great deal of con-troversy in France, the Josee Group owns 26 historic hotels in and around Paris, including the fa-mous Hotel Jean-Claude, which had hosted numerous prominent nineteenth-century French authors and political figures. Joseph Leafman, owner of Leafman Capital, announced that his firm would strive to retain the important historic heritage of the Hotel Jean-Claude but would make necessary renovations to modernize the heating and plumbing systems. In addition to the Hotel Jean-Claude,the Josee Group owns smaller hotels across France, including the Parisian Gateway and the Hotel Fanon, both considered among the finest examples of French architecture in the neoclassic style.

Mr. Leafman said that his firm purchased the Josee Group as a means of diversifying its port-folio. He also plans to make additional purchase in Europe, which may include luxury hotels in Belgium, Germany, and Switzerland. Other assets recently purchased by Leafman Capital include high-rise apartment and office buildings in Thailand and the Philippines.

According to the article, why has the sale of the Josee Group been considered controversial?

186.

What is Leafman Capital's announced plan for the Hotel Jean-Claude?

187.

What kind of property is NOT mentioned as a recent acquisition of Legman Capital?

188.

根据以下内容,回答210-211题。

LANDSCAPING FIRM

We are currently seeking an administrative assistant for landscaping companies located in pine ridge.Responsibilities include answering phones, handling correspondence, and setting up meetings.

Must demonstrate excellent customer service skills and computer skills in word processing and spreadsheet software. Marketing background required. This is a permanent position paying 13/hr.

Please submit resumes to ivy.hermann@beslandscope.com or call 555-0045 for further information.

What job is available?

189.

根据以下内容,回答212-216题。

Rising wages -- together with currency fluctuations and high fuel costs -- are eating away the once-formidable"China price" advantage, prompting thousands of factory owners to flee the Pearl River Delta. Much has been written about the more than doubling of wages at the Shenzhen factory of Foxconn, the world's largest electronics contract manufacturer, which produces Apple iPhones and iPads and employs 920,1300 people in China alone."One can talk about a world pre- and post- Foxconn," says Victor Fung, chairman of Li & Fung, the world's biggest sourcing' company and a supplier of Wal-Mart. "Foxconn is as important as that."

Foxconn's wage increases are only the most dramatic. Our analysis suggests that, since February, minimum wages have climbed more than 20 percent in 20 Chinese regions and up to 30 percent in some, including Sichuan. At a Guangdong Province factory supplying Honda, Wages have risen an astonishing 47 percent. All this is bad news for companies operating in the world's manufacturing hub, and chief executives should assume that double-digit annual rises -- if not on the scale witnessed this year -- are here to stay.

Looked at another way, however, wage inflation provides companies with a once-in-a-generation opportunity to rethink radically the way they approach global production -- and they should do so sooner rather than later.

Why the urgency? After all, wage hikes in China are nothing new. Since 1990, they have risen by an average of 13 percent a year in U.S. dollar terms and 19 percent annually in the past five years.

There are two big reasons the situation is different now. The first has to do with productivity.

Over the past 20 years, productivity increases have broadly matched wage increase, negatitlg their impact. The pay rises came from a very low base, so while average wages grew 19 percent a year from 2005 to 2010, this amounted to only ~260 a month per employee, a sum that could be offset by more efficient production or switching to cheaper sources of parts and materials.

If labor costs continue, however, to increase at 19 percent a year for another five years,monthly wages would grew ¥623 per month, according to BCG estimates. Such an increase would ripple through the economy in the form of higher prices for components, business services, cargo-handling and office staff.

The second reason relates to societal change. Until now, if has been easy to lure a seemingly unlimited number of young, low-wage workers to the richer coastal regions and house them cheaply in dormitories until they saved enough to return home to their famihes in the interior provinces. In the future, though, young workers will be harder to recruit. This is partly because there will be fewer of them: Largely because of the country's one-child policy, the number of Chinese aged 15to 29 will start declining in 2011. Moreover, with living standards rising across China, fewer of today's rural youth will want to go to coastal regions to toil for 60 hours a week on an assembly line and live in a cramped dormitory.

So what can CEOs do in this fast-changing environment? An instinctive reaction is to search for cheaper labor elsewhere. But this is short-sighted and would provide -- at best -- a short-term fix. Another option is to stay in China and try to squeeze out greater productivity gains.

According to paragraph 1 and 2, we can summarize that (  ).

190.

In Paragraph 5, the author discusses that (  ).

191.

The reasons why young worker will be harder to recruit exclude (  ).

192.

On which of the following would the author most probably agree? (  ).

193.

Which of the following would be the best title for text? (  )

194.

根据以下内容,回答217-221题。

In recent decades, there is a phenomenon which makes us give some attention, the so-called Southeast Asian"Tigers" have rivaled the western"lions" for stock cliches that make economic headlines. The myth of American economic hegemony over Asia in the imposing and patriarchal figure of Uncle Sam has provided frequent political grist(有利) for Southeast Asian political leaders,particularlyMalaysia's PrimeMinister Mahathir.Hehasattempted to forgean international reputation as a snarling tiger, but lately sounds more like a barnyard dog groaning at shadows. Without demeaning in any way the remarkable achievements of the newly developing economics of Malaysia, Thailand and Indonesia, these nations at times appear to be their own worst enemies. This is often exemplified by Dr. Mahathir, who rails at Western evil whenever an international or domestic crisis provides an opportunity.

To be more specific, the recent devaluation of the Philippine and Thai currencies, and the subsequent pressure on the Malaysian currency has inspired Dr. Mahathir to launch an all-out attack on the West as the source of the problem. He even alleges that the United States has deliberately destabilized Southeast Asian economics in revenge for these nations, supporting the brutal military rule in Mahathir, an action which the United States seems to want inspected rather than rewarded. But by resorting to such scapegoat(替罪羊 ), instead of accepting even a bit responsibility, the Prime Minister may undermine the future success of the region and Malaysia in particular.

Upon further questioning, Dr. Mahathir narrowed his attack to one wealthy individual, the well-known philanthropist (慈善家), Mr. George Sows, whose opposition to Myanmar's admission to ASEAN(Association of Southeast Asian Nations) Mahathir found particularity, irritating. The logical mistakes that underlie such conspiracy theories do not help Malaysia address the serious issues of economic overheating that experts have been warning about for all these difficult periods,which include large deficits and low savings to debt ratios. In fact, the recent dramatic drop in Malaysia's stock market and currency has led Dr. Mahathir to reverse his initial approach to the crisis. He even announces measures that at least imply he is quite aware of excesses in his own administration's spending policies that have contributed to this crisis of confidence. In the end, this kind of reaction undermines the esteem that Dr. Mahathir's enlightened leadership has justly earned.

It is implied in the first paragraph that Dr.Mahathir (  ).

195.

The author of this essay seems to suggest that (  ).

196.

The author suggests the Dr. Mahathir's comments on the currency problems (  ).

197.

Which of the following is the tone of this essay? (  )

198.

The relative pronoun "which" in the last paragraph (Line 6) refers to (  ).

199.

根据以下内容,回答222-224题。

Rase Chemical Corporation is proud to submit its entry to the annual Chemistry Innovation in Motion contest to be held in the Royal Park Hotel, Vancouver, Canada, September 6-10. Our entry

introduces what we believe is an extraordinary product.

The product is a new type of insulation material providing benefits that traditional housing in-sulation products do not offer. Thanks to its unique microstructure, the new material can keep houses up to 50 percent warmer in the cold winter months. This means that using our insulation will result in substantial reductions in consumer heating hills. In addition, our new insulation mate-rial is made without the harmful chemicals often found in other insulating products, making it safer to use and easier to dispose of. Moreover, the insulation functions well in all types of climates.

Consumers living in humid or dry areas will equally benefit from our new insulation.

We invite all scientists and observers to visit our information booth at the Chemistry Innova-tion in Motion contest and to meet Bernard Cho, CEO of Rase Chemical Corporation, who will be giving a presentation on the product at 9:00 A,M. on September 9.

What can be inferred about the new insulation?

200.

根据以下内容,回答225-229题。

银行招聘职业能力测验,押题密卷,2021年中国银行招聘考试押题密卷3

Why did Ms. Waring fill out the claim form? (  )

201.

What did Ms. Waring do before filling out the claim form?

202.

What is the purpose of the e-mail? (  )

203.

In the e-mail, the word "filed" in paragraph 1, line 2, is closest in meaning to (  ).

204.

How will All The Sales probably reimburse Ms. Waring if her claim is valid?

205.

根据以下内容,回答230-234题。

银行招聘职业能力测验,押题密卷,2021年中国银行招聘考试押题密卷3

What is the purpose of the e-mail?

206.

In the e-mail, the word "address" in paragraph 3, line 1, is closest in meaning to (  ).

207.

What will the technical support team NOT do?

208.

What problem does Hanna Sanchez mention?

209.

Who will need to move a laptop computer?

210.

根据以下内容,回答235-239题。

银行招聘职业能力测验,押题密卷,2021年中国银行招聘考试押题密卷3

What is the last day to apply for the WHC position? (  )

211.

What does the WHC job advertisement imply? (  )

212.

What is NOT mentioned as a potential position on a cruise ship? (  )

213.

According to the job posting, what is an advantage of working for Whirlwinds? (  )

214.

According to the postings, what skill should applicants at both companies have? (  )

215.

根据以下内容,回答240-244题。

The leaders of Detroit's struggling Big Three automakers are appearing before the Senate today, where prospects of 25 billion in emergency loans to the industry appear to be stalling.

Amid GOP cries of "corporate welfare", Senate Majority Leader Reid introduced a bill yester-day to let the automakers and component suppliers tap into some of the money Congress allotted in the ¥700 billion financial bailout.

Reid, launching a lame-duck session, warned of a"potential meltdown" in the industry with devastating consequences. He said 355,000 people are employed by the industry and 4.5 million more work in related industries. An additional 1 million people, retirees and their relatives, are covered by retirement and medical plants within the industry, he said.

The Big Three-General Motors, Ford, and Chrysler-have been whipsawed by the faltering economy and credit crunch.

But the odds do not look good for Detroit. At the heart of the debate is whether automakers are deserving as a linchpin of the U.S. economy or not, in the words of one high-profile critic,Republican Sen. Richard Shelby of Alabama, is an innovation-averse "dinosaur".

Shelby, appearing on Sunday to meet the Press, said "Get rid of the management. Get rid of the boards-the people who brought them to where they are today. This is a dead end. It's a road to nowhere, and it's a big burden on the American taxpayer."

Republicans attacked the measure on several fronts. Some questioned the rush to judgment,others warned that other industries would soon line up for help. And some charged that the firms brought on their troubles by agreeing to union contracts with wages and benefits costing an average of ¥73 an hour, compared with ¥28 an hour for the average private firm.

GOP Sen. Arlen Specter of Pennsylvania said the ¥700 billion rescue was the No.1 issued when he toured the state recently."Candidily, the temperature of my constituents was boiling,212degrees Fahrenheit, and the thermometer was broken," he said.

Some opponents prefer that the automakers pursue Chapter 11 reorganizations instead of hitting up Uncle Sam.

Democrats argue that the ¥25 billion is only 4 percent of the bigger bailout. Reid's spokesman, Jim Manley, said the bill has robust language on corporate oversight, taxpayer protections, and executive compensation limits.

A compromise could be struck if Democrats bowed to GOP pressure and, instead of new loans,rewrote the rules for ¥25 billion in loans granted to automakers to help them retool factories to build fuel-efficientvehicles. "It'smind boggling",oneRepublicansaidof Democrats'intransigence. "If I were them, I'd want to get this off my plate before Obama becomes president."

The automotive executives, Alan Mulatly, Ford's president and CEO, Robert Nardelli,

Chrysler's chairman and CEO, and Rick Wagoner, GM's chairman and CEO, are to appear before the Senate Banking Committee. Shelby is the top Republican on the panel.

The post-election lame-duck session is the last chance to sign off on the measure during this Congress. The bill probably can pass the House, but prospects are iffy in the Senate, where Democrats need 60 votes to block an expected filibuster.

If nothing passes, it could be taken up in January by the next Congress, which will have a broader Democratic majority.

Harry Reid proposed a bill for the automakers because (  ).

216.

We may infer from the third paragraph that (  ).

217.

Sen. Aden Specter is quoted in Paragraph 8 to (  ).

218.

On which of the following statements would the author most probably agree? (  )

219.

The passage intends to tell us that (  ).

220.

根据以下内容,回答245-249题。

To: All Griffin Corporation Employees

From: Sally Kleinman, Director, Employee Relations

Re: Employee Fitness Center

Sent: Thursday, November 1,9:46 AM.

Dear Colleagues:

As you know, Griffin Corporation recognizes the importance of having an excellent exercise facility on the premises. Over the past three years, we have worked hard to improve the employee fitness center: we have purchased new exercise equipment, renovated the locker rooms, and begun offering "Welcome Aboard! ", a safety training course.

Two months ago, you responded enthusiastically to a survey about this fitness facility. Based on our recommendations, changes are planning for the fitness center. They will take effort on December 1. First of all, as requested, the fitness center will stay open three extra hours Monday through Thursday. Also, a new series of classes-most of them suggested by you-will begin. Finally,those of you who have been using the center will be pleased to hear that popular personal trainer Joseph Santiago will be promoted to manager of the fitness center.

We encourage more employees to take advantage of all the fitness center has to offer.

Membership will continue to be subsidized and wilt remain at $15 per month. In addition, and for a limited time only, we are now offering a special rate for new members, members who sign up before December 1 will only be charged $10 per month for the next six months. Please contact Joseph Santiago to sign up at this new reduced rate.

Best Regards,

Sally Kleinman

GRIFFIN EMPLOYEE FITNESS CENTER:NEW SCHEDULE

(as of December 1)

Hours of Operation Group Classes

Monday6:00 AM.-9:00 P.M.MondayWeight lifting12:00-1:00 P.M.

Tuesday6:00 AM.-9:00 P.M. TuesdayAerobic workout 6:00-7:00 P.M.

Wednesday 6:00 AM.-9:00 P.M.Wednesday Kickboxing 12:00-1:00 P.M.

Thursday 6:00 AM.-9:00 P.M. 'l'hursdayStep aerobics6:00-7:00 P.M.

Friday 6:00 AM.-9:00 P.M.Friday Yoga7:00-8:30 AM.

Saturday 6:00 AM.-9:00 P.M. SaturdayCross training9:00-1:30 AM.

SundayCLOSED ALL DAY Sunday CLOSED ALL DAY

Reminders

1. Please do not use equipment for more than 30 minutes if other members are waiting to use it.

2. Members may bring one guest per visit. Guests under 18 must be accompanied by a member at all times.

3. Registration is not required for classes, but class size is limited to 15 participants. Please arrive early to secure a place. Goals and bags should be left in the locker room so that all class participants have plenty of space.

4. New members are required to complete a"Welcome Aboard" class before using any

equipment.

5. Members must carry their membership card at all times while in the center.

What is the purpose of the e-mail?

221.

What is indicated in the e-mail?

222.

What will happen at the fitness center on December 17

223.

What are members of the fitness center asked not to do?

224.

What must new members do before using the fitness center?

多选题 (一共25题,共25分)

225.

中央银行作为“银行的银行”体现在(  )。

226.

根据交易的经济性质分类,财政支出分为(  )。

227.

下列选项中属于通货膨胀经济现象的有(  )。

228.

不兑现信用货币制度的特点有(  )。

229.

贷款损失准备金的类别主要包括(  )。

230.

当一国面临通货膨胀风险时可采取的调节政策有(  )。

231.

普通股筹资的优点有(  )。

232.

下列选项中属于货币市场金融工具的有(  )。

233.

被称为拉动我国经济发展的“三驾马车”是指(  )。

234.

矩阵组织形式的主要特点有(  )。

235.

国际收支大体上能够反映外汇市场的供求状况,国际收支出现逆差时(  )。

236.

以下选项中对会计分期说法正确的有(  )。

237.

以下阐述中符合完全竞争市场基本特征的有(  )。

238.

关于管理层次与管理幅度关系的说法,正确的有(  )。

239.

《合同法》规定,导致合同无效的情形包括(  )。

240.

中共中央政治局常委、全国政协主席俞正声于2013年6月15日下午在厦门海峡会议中心会见了出席第五届海峡论坛的两岸各界人士。下列各项中,不属于本届论坛议题的有(  )。

241.

2013年4月23日,国家质检总局公布《有机产品认证管理办法》。办法明确,有机产品认证将实行统一的(  )。

242.

下列物品和服务中,属于公共物品和公共服务的有(  )。

243.

下列信用形式中,属于直接信用的有(  )。

244.

中国银行的理财产品有(  )。

245.

影响需求价格弹性的因素有(  )。

246.

爱尔兰政府2013年12月13日宣布,在不必预先安排预防性信贷额度情况下于12月15日正式退出救助计划。三年来爱尔兰成功履行了(  )的救助计划,成为了首个退出救助项目的欧元区国家。

247.

中国银行的战略目标有(  )。

248.

《银行业监督管理法》规定,对发生风险的银行业金融机构进行处置的办法有(  )。

249.

2013年9月25日,中国银行广东省分行首发长城环球通多币种借记卡,该卡片具有(  )币种账户。