（ ）是由于交易双方经济合同的履行或商品和劳务的转移与资金的转移不是同时进行而产生的。
- A.信用风险
- B.操作风险
- C.流动性风险
- D.法律风险
正确答案及解析
正确答案
解析
本题考查风险的特性。
信用风险：是由于交易双方经济合同的履行或商品和劳务的转移与资金的转移不是同时进行而产生的。
操作风险：操作风险是指由于信息系统或内部控制缺陷导致意外损失的风险。引起操作风险的原因包括：人为错误、电脑系统故障、工作程序和内部控制不当，等等。
流动性风险：流动性风险主要产生于银行无法应对因负债下降或资产增加而导致的流动性困难。
法律风险：法律风险是指由于合约在法律范围内无效而无法履行，或者合约订立不当等原因引起的风险。
综合分析，本题选A。
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